Cost of Living in Liberty, TX

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A+
7%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
23%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Liberty Texas National
Cost of living9394100
Groceries9798100
Health care9998100
Housing7783100
Transportation9798100
Utilities105103100
Lifestyle & Entertainment10198100
Household Items10098100
Education & Childcare10098100
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Homes For Sale In Liberty, TX

property for sale

820 Texas St

Liberty, TX
property for sale

165 County Road 1335C

Liberty, TX
property for sale

1005 Woods Dr

Liberty, TX
property for sale

2654 Cos St

Liberty, TX
See the Newest Homes For Sale In Liberty, TX

Cost Of Living Quick Facts

  • The cost of living in Liberty is 2% lower than the Texas average
  • The cost of living in Liberty is 7% lower than the national average
  • Liberty housing is 23% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Liberty

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Compare Liberty, TX Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$103,542$8,629$2,416$3,107
      Renters$41,450$3,454$967$1,244
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Liberty, TX, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Liberty, homeowners have a median income of $103,542. Using that number, a maximum of $2,416 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $41,450, which means there is a maximum of $967 to be spent on the costs of renting a home or apartment.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Hull, TX662981.8%
      Dayton Lakes, TX40963.9%
      Ames, TX1,1068614.3%
      Daisetta, TX1,0698514.9%
      Kenefick, TX5338515.0%
      Liberty, TX9,540937.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Dunn Loring, VA9,53519493.7%
      Bay Minette, AL9,5458812.2%
      Eagle Point, OR9,54611717.5%
      Walnut Grove, WA9,54611514.9%
      Harvard, IL9,547945.8%
      Liberty, TX9,540937.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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