Cost of Living in Bay Minette, AL

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12%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
32%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Bay Minette Alabama National
Cost of living8889100
Groceries9796100
Health care9395100
Housing6874100
Transportation9795100
Utilities10197100
Lifestyle & Entertainment9894100
Household Items9696100
Education & Childcare9293100
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Homes For Sale In Bay Minette, AL

property for sale

Phillipsville Rd

Bay Minette, AL
property for sale

Oakwood Cir

Bay Minette, AL
property for sale

50625 Alabama 59

Stockton, AL
property for sale

600 W 3rd St

Bay Minette, AL

Cost Of Living Quick Facts

  • The cost of living in Bay Minette is 1% lower than the Alabama average
  • The cost of living in Bay Minette is 12% lower than the national average
  • Bay Minette housing is 32% lower than the national average
  • Alabama general sales tax is 22% lower than the national average
  • Alabama state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Bay Minette

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$81,110$6,759$1,892$2,434
      Renters$54,358$4,530$1,268$1,631
      The affordability of the housing market in Bay Minette, AL as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Bay Minette homeowners, the median income is $81,110. This indicates that a monthly maximum of $1,892 should be spent by homeowners on all housing related costs. Renters have a median income of $54,358. This indicates that renters would have a maximum of $1,268 for their rent related monthly costs.

      Alabama Sales Tax

      State General Sales Tax With Max Surtax
      Alabama 4% 13.5%

      Alabama Income Tax

      State Income Tax (Low) Income Tax (High)
      Alabama 2% 5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Movico, AL169963.7%
      Bucks, AL12963.7%
      Stockton, AL473963.7%
      Mount Vernon, AL1,5448514.7%
      Stapleton, AL2,562909.9%
      Bay Minette, AL9,5458812.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Eagle Point, OR9,54611717.5%
      Walnut Grove, WA9,54611514.9%
      Harvard, IL9,547945.8%
      Sellersburg, IN9,547964.3%
      Tomah, WI9,547927.5%
      Bay Minette, AL9,5458812.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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