Cost Of Living in Kempner, TX

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A+

5%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

13%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Kempner	Texas	National
Cost of living	95	94	100
Groceries	98	98	100
Health care	97	98	100
Housing	87	83	100
Transportation	97	98	100
Utilities	106	103	100
Lifestyle & Entertainment	97	98	100
Household Items	100	98	100
Education & Childcare	97	98	100

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Homes For Sale In Kempner, TX

500 County Road 4804

Copperas Cove, TX

3533 Hooten Bend Rd

Kempner, TX

227 Commanche St

Copperas Cove, TX

283 County Road 4710

Kempner, TX

See the Newest Homes For Sale In Kempner, TX

Cost Of Living Quick Facts

The cost of living in Kempner is 1% higher than the Texas average
The cost of living in Kempner is 5% lower than the national average
Kempner housing is 13% lower than the national average
Texas general sales tax is 22% higher than the national average
Texas state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$120,532	$10,044	$2,812	$3,616
Renters	$79,426	$6,619	$1,853	$2,383

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Copperas Cove, TX	33,796	90	9.6%
Lampasas, TX	8,034	91	9.3%
Killeen, TX	152,944	94	6.1%
Fort Hood, TX	23,849	107	7.4%
Kempner, TX	1,091	95	4.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Herald, CA	1,091	162	62.5%
Lower Lake, CA	1,091	123	23.4%
Shandon, CA	1,091	134	34.5%
Beckemeyer, IL	1,091	88	12.0%
Shirley, IN	1,091	83	17.3%
Kempner, TX	1,091	95	4.8%