A+
16%
Overall NAT. AVG.
7%
Goods & Services NAT. AVG.
40%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Derby Ohio National
Cost of living8492100
Goods & Services94100100
Groceries104101100
Health care8598100
Housing6073100
Transportation90100100
Utilities9599100
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Cost Of Living Quick Facts

  • The cost of living in Derby is 8% lower than the Ohio average
  • The cost of living in Derby is 16% lower than the national average
  • Derby housing is 40% lower than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Derby

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Compare Derby, OH Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$43,750$3,646$1,021$1,313
      Renters$24,098$2,008$562$723

      Ohio Sales Tax

      State General Sales Tax With Max Surtax
      Ohio 5.75% 8%

      Ohio Income Tax

      State Income Tax (Low) Income Tax (High)
      Ohio 2.76% 3.99%

      Goods & Services

      Item Derby National avg. Difference
      Haircut $21.46$24.2611.5%
      Beauty Salon $42.47$45.566.8%
      Toothpaste $3.69$3.700.4%
      Shampoo $1.32$1.282.8%
      Movie $12.00$12.131.1%
      Bowling $19.07$18.005.9%

      Groceries

      Item Derby National avg. Difference
      Ground Beef $5.63$5.843.6%
      Fried Chicken $1.61$1.572.6%
      Milk $4.76$4.671.8%
      Potatoes $5.24$4.936.2%
      Pizza $11.49$12.094.9%
      Beer $10.68$10.412.6%

      Health Care

      Item Derby National avg. Difference
      Optometrist $65.99$125.6847.5%
      Doctor $117.73$135.7813.3%
      Dentist $89.30$113.2921.2%
      Ibuprofen $10.68$10.650.3%
      Lipitor $475.58$468.601.5%

      Housing

      Item Derby National avg. Difference
      Home Price $99,000.00$184,700.0046.4%
      Avg. Mortgage Payment $1,862.49$2,346.6920.6%
      Apartment Rent $711.00$949.0025.1%

      Transportation

      Item Derby National avg. Difference
      Gasoline $3.42$3.461.2%
      Tire Balancing $41.79$59.9230.3%

      Utilities

      Item Derby National avg. Difference
      All Electricity $182.76$193.995.8%
      Phone $186.03$192.253.2%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Pancoastburg, OH43955.3%
      Orient, OH130955.3%
      Bloomingburg, OH9668317.3%
      Lockbourne, OH1608317.1%
      New Holland, OH8298416.5%
      Derby, OH5438415.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Avon, AL543919.5%
      Gilman, IA5438317.0%
      St. Paul, KS5437722.7%
      Edmeston, NY5431000.2%
      Waterford, OH5438217.6%
      Derby, OH5438415.7%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.