Cost Of Living in Lafayette, VA

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A+

3%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

100%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Lafayette	Virginia	National
Cost of living	103	111	100
Groceries	103	103	100
Health care	104	103	100
Housing	n/a	129	100
Transportation	102	105	100
Utilities	104	104	100
Lifestyle & Entertainment	100	103	100
Household Items	103	102	100
Education & Childcare	103	109	100

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Cost Of Living Quick Facts

The cost of living in Lafayette is 8% lower than the Virginia average
The cost of living in Lafayette is 3% higher than the national average
Lafayette housing is 8% higher than the national average
Virginia general sales tax is 4% higher than the national average
Virginia state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$0	$0	$0	$0

Virginia Sales Tax

State	General Sales Tax	With Max Surtax
Virginia	5.3%	6%

Virginia Income Tax

State	Income Tax (Low)	Income Tax (High)
Virginia	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Shawsville, VA	2,002	92	8.1%
Merrimac, VA	2,967	94	6.0%
Roanoke, VA	102,987	95	4.7%
Boones Mill, VA	154	97	3.3%
Elliston, VA	1,068	99	1.0%
Lafayette, VA	840	103	2.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Chevak, AK	840	99	1.5%
Indio Hills, CA	840	121	20.7%
Powderly, KY	840	84	16.3%
Lecompte, LA	840	86	14.3%
Orrick, MO	840	86	13.5%
Lafayette, VA	840	103	2.8%