Cost Of Living in Lackland AFB, TX

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D-

26%

Overall NAT. AVG.

1%

Goods & Services NAT. AVG.

96%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Lackland AFB	Texas	National
Cost of living	126	92	100
Goods & Services	99	96	100
Groceries	95	96	100
Health care	105	94	100
Housing	196	83	100
Transportation	93	92	100
Utilities	85	104	100

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Cost Of Living Quick Facts

The cost of living in Lackland AFB is 36% higher than the Texas average
The cost of living in Lackland AFB is 26% higher than the national average
Lackland AFB housing is 96% higher than the national average
Texas general sales tax is 22% higher than the national average
Texas state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$80,430	$6,703	$1,877	$2,413

A good way to judge both the affordability of the housing and the cost of living in Lackland AFB is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Lackland AFB has a median income of about $0 for people who own homes. Based on that number, a maximum of $0 should be spent on expenses related to housing. Renters have a slightly different median income, which is $80,430. Based on this average, renters should spend no more than $1,877 on all rental costs if they want to maintain a non-impoverished standard of living.

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

Goods & Services

Item	Lackland AFB	National avg.	Difference
Haircut	$20.78	$24.26	14.4%
Beauty Salon	$43.67	$45.56	4.2%
Toothpaste	$3.60	$3.70	2.7%
Shampoo	$1.06	$1.28	17.2%
Movie	$9.50	$12.13	21.7%
Bowling	$13.70	$18.00	23.9%

Groceries

Item	Lackland AFB	National avg.	Difference
Ground Beef	$4.93	$5.84	15.6%
Fried Chicken	$1.57	$1.57	0.1%
Milk	$4.57	$4.67	2.2%
Potatoes	$4.55	$4.93	7.7%
Pizza	$11.32	$12.09	6.3%
Beer	$10.50	$10.41	0.8%

Health Care

Item	Lackland AFB	National avg.	Difference
Optometrist	$132.00	$125.68	5.0%
Doctor	$171.14	$135.78	26.0%
Dentist	$108.33	$113.29	4.4%
Ibuprofen	$10.16	$10.65	4.7%
Lipitor	$481.60	$468.60	2.8%

Housing

Item	Lackland AFB	National avg.	Difference
Home Price	$0.00	$184,700.00	100.0%
Avg. Mortgage Payment	$1,951.07	$2,346.69	16.9%
Apartment Rent	$1,864.00	$949.00	96.4%

Transportation

Item	Lackland AFB	National avg.	Difference
Gasoline	$3.03	$3.46	12.4%
Tire Balancing	$57.20	$59.92	4.5%

Utilities

Item	Lackland AFB	National avg.	Difference
All Electricity	$217.71	$193.99	12.2%
Phone	$201.97	$192.25	5.1%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
LaCoste, TX	1,936	80	19.8%
Von Ormy, TX	1,022	83	17.1%
Macdona, TX	258	85	15.2%
Lytle, TX	2,429	86	14.1%
Sandy Oaks, TX	4,611	87	12.8%
Lackland AFB, TX	5,679	126	25.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Trenton, MO	5,679	82	17.8%
Northfield, IL	5,678	175	74.7%
Sharon Hill, PA	5,680	96	3.5%
Montrose-Ghent, OH	5,677	128	28.4%
Ashfield-Colborne-Wawanosh, ON	5,681	n/a
Lackland AFB, TX	5,679	126	25.9%