| Index | La Verne | California | National |
| Cost of living | 166 | 141 | 100 |
| Groceries | 109 | 111 | 100 |
| Health care | 113 | 116 | 100 |
| Housing | 287 | 197 | 100 |
| Transportation | 117 | 118 | 100 |
| Utilities | 114 | 119 | 100 |
| Lifestyle & Entertainment | 113 | 120 | 100 |
| Household Items | 110 | 111 | 100 |
| Education & Childcare | 125 | 127 | 100 |
Knowing the cost of living in La Verne allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in La Verne stands at 166, marking it 66% higher than the national average.
If you value affordability in your search for a new place to live, La Verne may not be the most suitable option, as it stands out as one of the priciest areas in the entire United States. Only a small fraction of regions have a cost of living that is more than 20% higher than the national average, and regrettably, La Verne falls into this category, which may not align with your desire for an affordable place to call home.
Housing costs are a very significant part of the La Verne cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 186.8% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.
Wondering if La Verne is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In La Verne, for example, the median home price is 236.8% higher than what folks pay nationally, and monthly rent is 70.3% higher than the usual rates. Plus, income levels matter too, with La Verne boasting a median household income of $139,537, which is 71.6% higher than the national average.
Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In La Verne, healthcare costs are 13% higher than the national average.
Utilities: As with the prices of anything else, utility costs can exhibit significant variations, contingent on factors like climate, energy source availability, geographic location and state regulations. The expenses associated with electricity, water, heating, and waste disposal can fluctuate, either upward or downward, depending on the particular city or state. In La Verne, the utilities index registers 14.3% higher than the national average.
Urbanization: Larger, urban hubs brimming with ample amenities and robust employment opportunities often showcase a heightened cost of living. This surge is primarily attributed to the amplified demand for services and increased residential migration, culminating in elevated home prices and elevated rental rates. Conversely, less densely populated rural locales or regions characterized by reduced demand tend to offer a more limited array of amenities and undergo slower job market growth, ultimately yielding a more affordable cost of living.
The La Verne cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $170,465 | $14,205 | $3,977 | $5,114 |
| Renters | $61,098 | $5,092 | $1,426 | $1,833 |
| State | General Sales Tax | With Max Surtax |
| California | 7.25% | 10.5% |
| State | Income Tax (Low) | Income Tax (High) |
| California | 1% | 13.3% |
| City | Population | Cost of Living Index | National Avg. |
| Industry, CA | 269 | 137 | 37.1% |
| Montclair, CA | 41,014 | 139 | 38.5% |
| South San Jose Hills, CA | 19,654 | 142 | 42.0% |
| Ontario, CA | 185,250 | 143 | 43.4% |
| Pomona, CA | 156,853 | 145 | 45.3% |
| La Verne, CA | 33,460 | 166 | 65.8% |
| City | Population | Cost of Living Index | National Avg. |
| St. Charles, IL | 33,452 | 118 | 17.6% |
| Pekin, IL | 33,468 | 88 | 11.8% |
| Saint-Georges, QC | 33,468 | n/a | |
| College Park, MD | 33,475 | 129 | 29.1% |
| Laramie, WY | 33,442 | 103 | 3.0% |
| La Verne, CA | 33,460 | 166 | 65.8% |
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