Cost of Living in Ko Olina, HI

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F
89%
Overall NAT. AVG.
24%
Groceries NAT. AVG.
244%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ko Olina Hawaii National
Cost of living189163100
Groceries124126100
Health care116119100
Housing344252100
Transportation117121100
Utilities131131100
Lifestyle & Entertainment126127100
Household Items112115100
Education & Childcare132132100
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Homes For Sale In Ko Olina, HI

property for sale

92-1084 Olani St Unit 7-6

Kapolei, HI
property for sale

92-1019 Koio Dr Unit S-12

Kapolei, HI
property for sale

92-1015 Koio Dr #58

Kapolei, HI
property for sale

92-1096 Olani St Unit 13-2

Kapolei, HI

Cost Of Living Quick Facts

  • The cost of living in Ko Olina is 16% higher than the Hawaii average
  • The cost of living in Ko Olina is 89% higher than the national average
  • Ko Olina housing is 244% higher than the national average
  • Hawaii general sales tax is 22% lower than the national average
  • Hawaii state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Ko Olina

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Compare Ko Olina, HI Cost of Living

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      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$144,092$12,008$3,362$4,323
      Renters$179,716$14,976$4,193$5,392

      Hawaii Sales Tax

      State General Sales Tax With Max Surtax
      Hawaii 4% 4.712%

      Hawaii Income Tax

      State Income Tax (Low) Income Tax (High)
      Hawaii 1.4% 11%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Waianae, HI13,61214140.9%
      Makaha, HI10,41114342.7%
      Nanakuli, HI11,83014545.1%
      Waipio Acres, HI5,72415453.8%
      Waimalu, HI14,08415555.3%
      Ko Olina, HI1,76218988.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Sea Girt, NJ1,762333232.8%
      Frewsburg, NY1,7628613.7%
      Val-Joli, QC1,762n/a 
      Keremeos, BC1,762n/a 
      Henryville, IN1,763918.6%
      Ko Olina, HI1,76218988.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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