Cost Of Living in Kirby, AR

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19%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

53%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Kirby	Arkansas	National
Cost of living	81	86	100
Groceries	97	96	100
Health care	96	95	100
Housing	47	67	100
Transportation	96	94	100
Utilities	93	93	100
Lifestyle & Entertainment	93	93	100
Household Items	98	96	100
Education & Childcare	95	92	100

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Homes For Sale In Kirby, AR

22.62 Acres

Amity, AR

2971 Highway 70 W

Kirby, AR

4005 Highway 70 W

Kirby, AR

2567 Highway 70 W

Amity, AR

Cost Of Living Quick Facts

The cost of living in Kirby is 6% lower than the Arkansas average
The cost of living in Kirby is 19% lower than the national average
Kirby housing is 53% lower than the national average
Arkansas general sales tax is 27% higher than the national average
Arkansas state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$97,860	$8,155	$2,283	$2,936
Renters	$0	$0	$0	$0

Arkansas Sales Tax

State	General Sales Tax	With Max Surtax
Arkansas	6.5%	11.625%

Arkansas Income Tax

State	Income Tax (Low)	Income Tax (High)
Arkansas	2%	4.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Black Springs, AR	102	75	24.8%
Norman, AR	458	80	20.0%
Murfreesboro, AR	1,959	80	19.5%
Glenwood, AR	2,044	82	17.6%
Amity, AR	782	84	15.8%
Kirby, AR	724	81	19.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
East Ellijay, GA	724	92	8.4%
La Center, KY	724	80	20.1%
Robin Glen-Indiantown, MI	724	78	21.7%
Vermontville, MI	724	85	14.9%
Miller, MO	724	82	18.4%
Kirby, AR	724	81	19.0%