| Index | Kilgore | Texas | National |
| Cost of living | 91 | 94 | 100 |
| Groceries | 97 | 98 | 100 |
| Health care | 101 | 98 | 100 |
| Housing | 71 | 83 | 100 |
| Transportation | 101 | 98 | 100 |
| Utilities | 104 | 103 | 100 |
| Lifestyle & Entertainment | 95 | 98 | 100 |
| Household Items | 97 | 98 | 100 |
| Education & Childcare | 103 | 98 | 100 |
The cost of living in Kilgore affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Kilgore is 91, which is 9% lower than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.
In Kilgore, daily expenses such as food, housing, lifestyle expenses, transportation and health care are in line with comparable areas and about average when compared to all cities across the nation. This ensures that the cost of living in Kilgore will resemble that of an average city, contributing to a manageable cost of living.
Wondering if Kilgore is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Kilgore, for example, the median home price is 36.1% lower than what folks pay nationally, and monthly rent is 11.6% lower than the usual rates. Plus, income levels matter too, with Kilgore boasting a median household income of $84,154, which is 3.5% higher than the national average.
Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In Kilgore, healthcare costs are 0.6% higher than the national average.
Housing: Elevated demand for housing within coveted locales has the propensity to escalate both property values and rental rates, thereby serving as a primary catalyst for an augmented cost of living. Conversely, areas witnessing diminished housing demand, particularly within less desirable environs, often experience an inversely proportional effect, leading to price reductions and subsequently contributing to a more modest cost of living. In Kilgore, the housing index is 28.8% lower than the national average.
Taxes: Areas with higher taxes, including sales taxes and income taxes, can contribute to a higher cost of living. Paying more tax for everyday household expenses like clothing and food will result in higher costs, as will paying a higher rate of income tax. The general sales tax rate in Kilgore starts at 6.25% and the income tax rates start at 0%.
The Kilgore cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $90,076 | $7,506 | $2,102 | $2,703 |
| Renters | $62,214 | $5,185 | $1,452 | $1,867 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Big Sandy, TX | 1,437 | 86 | 14.5% |
| Overton, TX | 3,156 | 87 | 13.4% |
| Arp, TX | 1,445 | 87 | 12.8% |
| Gladewater, TX | 6,118 | 89 | 10.8% |
| Lakeport, TX | 1,297 | 91 | 8.9% |
| Kilgore, TX | 15,388 | 91 | 8.9% |
| City | Population | Cost of Living Index | National Avg. |
| Vandalia, OH | 15,393 | 90 | 9.8% |
| Pincourt, QC | 15,382 | n/a | |
| Highland Springs, VA | 15,404 | 99 | 1.0% |
| Williamsburg, VA | 15,371 | 123 | 22.6% |
| Alpine, CA | 15,370 | 170 | 69.9% |
| Kilgore, TX | 15,388 | 91 | 8.9% |
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