Cost of Living in Gladewater, TX

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11%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
35%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Gladewater Texas National
Cost of living8994100
Groceries9798100
Health care10198100
Housing6583100
Transportation10198100
Utilities104103100
Lifestyle & Entertainment9598100
Household Items9798100
Education & Childcare10398100
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Homes For Sale In Gladewater, TX

property for sale

1805 E Lake Dr

Gladewater, TX
property for sale

113 Dearing Creek Rd

Gladewater, TX
property for sale

1408 E Lake Dr

Gladewater, TX
property for sale

225 Spokane St

Gladewater, TX
See the Newest Homes For Sale In Gladewater, TX

Cost Of Living Quick Facts

  • The cost of living in Gladewater is 5% lower than the Texas average
  • The cost of living in Gladewater is 11% lower than the national average
  • Gladewater housing is 35% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Gladewater

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$73,444$6,120$1,714$2,204
      Renters$33,234$2,770$775$997
      The affordability of the housing market in Gladewater, TX as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Gladewater homeowners, the median income is $73,444. This indicates that a monthly maximum of $1,714 should be spent by homeowners on all housing related costs. Renters have a median income of $33,234. This indicates that renters would have a maximum of $775 for their rent related monthly costs.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Big Sandy, TX1,4378614.5%
      Hawkins, TX1,6898614.0%
      Winona, TX6498812.5%
      Kilgore, TX15,388918.9%
      Lakeport, TX1,297918.9%
      Gladewater, TX6,1188910.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Taos, NM6,1171088.2%
      Hilmar-Irwin, CA6,11613030.1%
      Brownfields, LA6,120972.9%
      Lebanon, KY6,1218515.0%
      Old Tappan, NJ6,11419190.9%
      Gladewater, TX6,1188910.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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