Cost Of Living in Keystone, CO

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F

52%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

158%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Keystone	Colorado	National
Cost of living	152	115	100
Groceries	104	104	100
Health care	108	107	100
Housing	258	136	100
Transportation	106	106	100
Utilities	105	108	100
Lifestyle & Entertainment	108	107	100
Household Items	106	105	100
Education & Childcare	112	111	100

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Homes For Sale In Keystone, CO

20 Hunki Dori Ct #2284

Dillon, CO

22974 US Highway 6 Unit A102

Dillon, CO

22974 U.S. 6 #102

Keystone, CO

21650 US Highway 6 #2096

Keystone, CO

Cost Of Living Quick Facts

The cost of living in Keystone is 32% higher than the Colorado average
The cost of living in Keystone is 52% higher than the national average
Keystone housing is 158% higher than the national average
Colorado general sales tax is 43% lower than the national average
Colorado state income tax is 69% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$65,233	$5,436	$1,522	$1,957

Colorado Sales Tax

State	General Sales Tax	With Max Surtax
Colorado	2.9%	10%

Colorado Income Tax

State	Income Tax (Low)	Income Tax (High)
Colorado	4.4%	4.4%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Aetna Estates, CO	1,279	93	7.1%
Silver Plume, CO	178	114	13.6%
Copper Mountain, CO	464	118	17.7%
Empire, CO	419	121	20.6%
Georgetown, CO	1,240	125	24.6%
Keystone, CO	824	152	51.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Knik River, AK	824	115	15.1%
Mabel, MN	824	87	13.0%
Truesdale, MO	824	91	9.2%
Cuba, NM	824	89	10.9%
Avon, SD	824	81	19.3%
Keystone, CO	824	152	51.8%