Keokuk cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index7890100
Goods & Services index8996100
Groceries index9798100
Health care index99100100
Housing index4373100
Transportation index90101100
Utilities index10998100
An overview of the general cost of living index for Keokuk, IA is displayed above for your reference. Residents in Keokuk, IA enjoy a cost of living index of 78. This index is 13% lower than the Iowa average, and 22% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Keokuk, IA, the average cost of goods and services is 8% lower than it is in Iowa, and it is 12% lower than the national average.
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Did you know?

  • The cost of living in Keokuk is 13% lower than the Iowa average.
  • The cost of living in Keokuk is 22% lower than the national average.
  • The cost of housing in Keokuk is 57% lower than the national average.
  • Iowa general sales tax is 18% higher than the national average.
  • Iowa state income tax is 84% lower than the national average.

Compare Keokuk, IA Cost of living To Other Cities

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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Keokuk, IA would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Keokuk, IA, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Keokuk, IA salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Keokuk, IA, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Keokuk, IA has a median income of about $44,321 for people who own homes. Based on that number, a person should spend a maximum of $1,034 on expenses related to housing. Renters have a slightly different median income, which is $17,683. Based on this average, renters should spend no more than $413 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Iowa Sales Tax

StateGeneral Sales TaxWith Max Surtax

Iowa Income Tax

StateIncome Tax (Low)Income Tax (High)
When considering the overall cost of living expenses in Keokuk, IA, it's important to take into account the sales tax for Iowa, as well as the rate for income tax in Iowa. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Iowa is 7%, and the sales tax in the state of Iowa is 6%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Iowa starts from 0.36% and goes up to 8.98%.

Goods & Services

ItemKeokukNational avg.Difference
Haircut $13.97$17.4920.1%
Beauty Salon $20.49$38.1746.3%
Toothpaste $2.16$2.326.9%
Shampoo $1.05$1.013.8%
Movie $9.00$10.7216.1%
Bowling $7.75$13.8644.1%


ItemKeokukNational avg.Difference
Ground Beef $3.39$3.9013.1%
Fried Chicken $1.55$1.4011.1%
Milk $2.15$1.969.6%
Potatoes $2.49$3.1821.8%
Pizza $10.70$10.392.9%
Beer $9.99$9.238.2%

Health Care

ItemKeokukNational avg.Difference
Optometrist $101.00$106.345.0%
Doctor $121.00$115.255.0%
Dentist $86.00$98.3812.6%
Ibuprofen $9.49$9.262.5%
Lipitor $536.88$466.4715.1%


ItemKeokukNational avg.Difference
Home Price $66,400.00$184,700.0064.0%
Avg. Mortgage Payment $892.73$1,273.3229.9%
Apartment Rent $549.00$949.0042.1%


ItemKeokukNational avg.Difference
Gasoline $2.52$2.593.0%
Tire Balancing $39.00$48.9020.2%


ItemKeokukNational avg.Difference
All Electricity$196.50$167.6017.2%
Phone $177.99$163.428.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Alexandria, MO12272-28%
West Point, IL19773-27%
Basco, IL8574-26%
Ferris, IL11874-26%
Revere, MO6174-26%
Keokuk, IA10,62878-22%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Smithfield, UT10,62998-2%
Raceland, LA10,63389-11%
Union Park, FL10,62391-9%
Lansdowne, PA10,6211033%
Union City, TN10,62181-19%
Keokuk, IA10,62878-22%
Source: The Keokuk, IA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.
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