A
6%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
1%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Kelso Washington National
Cost of living106119100
Groceries105107100
Health care110109100
Housing99138100
Transportation112112100
Utilities111110100
Lifestyle & Entertainment109112100
Household Items104107100
Education & Childcare112117100
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An Overview of Cost of Living in Kelso, WA

The cost of living in Kelso affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Kelso is 106, which is 6% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

In Kelso, daily expenses such as food, housing, lifestyle expenses, transportation and health care are in line with comparable areas and about average when compared to all cities across the nation. This ensures that the cost of living in Kelso will resemble that of an average city, contributing to a manageable cost of living.

Is Kelso Affordable?

Wondering if Kelso is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Kelso, for example, the median home price is 1.3% higher than what folks pay nationally, and monthly rent is 5.7% lower than the usual rates. Plus, income levels matter too, with Kelso boasting a median household income of $72,011, which is 11.5% lower than the national average.

What Factors can Influence the Cost of Living in Kelso?

Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In Kelso, the transportation index stands at 12.3% higher than the national average.

Taxes: Areas with higher taxes, including sales taxes and income taxes, can contribute to a higher cost of living. Paying more tax for everyday household expenses like clothing and food will result in higher costs, as will paying a higher rate of income tax. The general sales tax rate in Kelso starts at 6.5% and the income tax rates start at 0%.

Utilities: Similar to the prices of any other goods or services, utility expenditures can exhibit substantial variability, influenced by factors such as climate, energy sources accessibility, geographical location and state regulations. Costs related to electricity, water, heating, and waste disposal can fluctuate, whether higher or lower, contingent on the city or state. In Kelso, the utilities index is 10.9% higher than the national average.

Where is the Data From?

The Kelso cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Kelso is 11% lower than the Washington average
  • The cost of living in Kelso is 6% higher than the national average
  • Kelso housing is 1% lower than the national average
  • Washington general sales tax is 27% higher than the national average
  • Washington state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Kelso

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Compare Kelso, WA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$91,498$7,625$2,135$2,745
      Renters$55,204$4,600$1,288$1,656
      A good way to judge both the affordability of the housing and the cost of living in Kelso is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Kelso has a median income of about $91,498 for people who own homes. Based on that number, a maximum of $2,135 should be spent on expenses related to housing. Renters have a slightly different median income, which is $55,204. Based on this average, renters should spend no more than $1,288 on all rental costs if they want to maintain a non-impoverished standard of living.

      Washington Sales Tax

      State General Sales Tax With Max Surtax
      Washington 6.5% 10.4%

      Washington Income Tax

      State Income Tax (Low) Income Tax (High)
      Washington 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Deer Island, OR1081000.3%
      Castle Rock, WA3,0181054.7%
      West Side Highway, WA5,8601055.1%
      Longview, WA38,8841088.3%
      Rainier, OR2,1521099.4%
      Kelso, WA12,5121065.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      View Royal, BC12,511n/a 
      Festus, MO12,514927.7%
      Escanaba, MI12,5098416.5%
      Holiday City-Berkeley, NJ12,50811212.2%
      Overlea, MD12,50511111.0%
      Kelso, WA12,5121065.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.