Cost Of Living in Kelford, NC

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14%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

42%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Kelford	North Carolina	National
Cost of living	86	96	100
Groceries	98	100	100
Health care	101	99	100
Housing	58	88	100
Transportation	97	99	100
Utilities	97	99	100
Lifestyle & Entertainment	97	100	100
Household Items	101	100	100
Education & Childcare	96	100	100

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Homes For Sale In Kelford, NC

104 Front St

Kelford, NC

Cost Of Living Quick Facts

The cost of living in Kelford is 10% lower than the North Carolina average
The cost of living in Kelford is 14% lower than the national average
Kelford housing is 42% lower than the national average
North Carolina general sales tax is 7% lower than the national average
North Carolina state income tax is 83% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$44,084	$3,674	$1,029	$1,323
Renters	$61,242	$5,104	$1,429	$1,837

North Carolina Sales Tax

State	General Sales Tax	With Max Surtax
North Carolina	4.75%	7.5%

North Carolina Income Tax

State	Income Tax (Low)	Income Tax (High)
North Carolina	4.75%	4.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Speed, NC	85	98	2.2%
Scotland Neck, NC	1,832	80	19.6%
Aulander, NC	996	81	18.6%
Woodland, NC	878	82	18.1%
Roxobel, NC	242	82	17.9%
Kelford, NC	337	86	14.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Etowah, AR	337	79	21.4%
Strong, AR	337	77	22.8%
Lake Almanor West, CA	337	184	83.6%
Keytesville, MO	337	77	23.1%
Earl, NC	337	91	8.6%
Kelford, NC	337	86	14.0%