Cost of Living in Scotland Neck, NC

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20%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
60%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Scotland Neck North Carolina National
Cost of living8096100
Groceries98100100
Health care10199100
Housing4088100
Transportation9799100
Utilities9799100
Lifestyle & Entertainment97100100
Household Items101100100
Education & Childcare96100100
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Homes For Sale In Scotland Neck, NC

property for sale

3173 Bakers School Rd

Scotland Neck, NC
property for sale

310 W 17th St

Scotland Neck, NC
property for sale

TBD River Rd

, NC
property for sale

117 E 9th St

Scotland Neck, NC

Cost Of Living Quick Facts

  • The cost of living in Scotland Neck is 16% lower than the North Carolina average
  • The cost of living in Scotland Neck is 20% lower than the national average
  • Scotland Neck housing is 60% lower than the national average
  • North Carolina general sales tax is 7% lower than the national average
  • North Carolina state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Scotland Neck

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Compare Scotland Neck, NC Cost of Living

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$30,571$2,548$713$917
      Renters$13,222$1,102$308$397

      North Carolina Sales Tax

      State General Sales Tax With Max Surtax
      North Carolina 4.75% 7.5%

      North Carolina Income Tax

      State Income Tax (Low) Income Tax (High)
      North Carolina 4.75% 4.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Halifax, NC248982.2%
      Speed, NC85982.2%
      Leggett, NC448119.1%
      Woodland, NC8788218.1%
      Roxobel, NC2428217.9%
      Scotland Neck, NC1,8328019.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Kiawah Island, SC1,832257156.9%
      Burns Lake, BC1,832n/a 
      Mountain Village, CO1,83117271.8%
      Higganum, CT1,83112121.0%
      Channel Lake, IL1,8331011.2%
      Scotland Neck, NC1,8328019.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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