Cost of Living in Kapaau, HI

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F
37%
Overall NAT. AVG.
24%
Groceries NAT. AVG.
67%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Kapaau Hawaii National
Cost of living137163100
Groceries124126100
Health care116119100
Housing167252100
Transportation123121100
Utilities131131100
Lifestyle & Entertainment127127100
Household Items115115100
Education & Childcare128132100
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Homes For Sale In Kapaau, HI

property for sale

542379 Kynnersley Rd

Kapaau, HI
property for sale

54-3703 Lehuula Cir

Kapaau, HI
property for sale

54-382 Union Mill Rd

Kapaau, HI
property for sale

54-3701 Lehuula Cir

Kapaau, HI

Cost Of Living Quick Facts

  • The cost of living in Kapaau is 16% lower than the Hawaii average
  • The cost of living in Kapaau is 37% higher than the national average
  • Kapaau housing is 67% higher than the national average
  • Hawaii general sales tax is 22% lower than the national average
  • Hawaii state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Kapaau

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$98,049$8,171$2,288$2,942
      Renters$0$0$0$0

      Hawaii Sales Tax

      State General Sales Tax With Max Surtax
      Hawaii 4% 4.712%

      Hawaii Income Tax

      State Income Tax (Low) Income Tax (High)
      Hawaii 1.4% 11%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Halaula, HI66413939.2%
      Waimea CDP (Kauai County), HI1,84314242.2%
      Hawi, HI1,36415554.5%
      Waimea, HI11,34015555.2%
      Kapaau, HI1,97813736.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Bridgeport, IL1,9788613.9%
      Lake Ripley, WI1,9781098.6%
      Lake Mary Jane, FL1,97713332.9%
      South Rockwood, MI1,977973.0%
      Jonestown, PA1,9771000.4%
      Kapaau, HI1,97813736.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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