| Index | Kapaau | Hawaii | National |
| Cost of living | 156 | 176 | 100 |
| Goods & Services | 134 | 128 | 100 |
| Groceries | 157 | 144 | 100 |
| Health care | 129 | 128 | 100 |
| Housing | 167 | 252 | 100 |
| Transportation | 151 | 146 | 100 |
| Utilities | 209 | 201 | 100 |


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| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $98,049 | $8,171 | $2,288 | $2,942 |
| Renters | $0 | $0 | $0 | $0 |
| State | General Sales Tax | With Max Surtax |
| Hawaii | 4% | 4.712% |
| State | Income Tax (Low) | Income Tax (High) |
| Hawaii | 1.4% | 11% |
| Item | Kapaau | National avg. | Difference |
| Haircut | $12.17 | $27.62 | 55.9% |
| Beauty Salon | $31.47 | $51.11 | 38.4% |
| Toothpaste | $4.08 | $4.09 | 0.2% |
| Shampoo | $1.72 | $1.54 | 11.7% |
| Movie | $10.04 | $12.88 | 22.0% |
| Yoga | $13.87 | $19.66 | 29.5% |
| Item | Kapaau | National avg. | Difference |
| Ground Beef | $4.25 | $7.70 | 44.8% |
| Fried Chicken | $2.19 | $1.66 | 31.6% |
| Milk | $3.21 | $4.73 | 32.3% |
| Potatoes | $4.25 | $5.26 | 19.1% |
| Pizza | $12.30 | $12.76 | 3.6% |
| Beer | $7.78 | $10.55 | 26.2% |
| Item | Kapaau | National avg. | Difference |
| Optometrist | $136.85 | $140.06 | 2.3% |
| Doctor | $133.68 | $153.82 | 13.1% |
| Dentist | $112.79 | $123.15 | 8.4% |
| Ibuprofen | $13.01 | $11.73 | 10.9% |
| Lipitor | $398.63 | $23.61 | 1,588.4% |
| Item | Kapaau | National avg. | Difference |
| Home Price | $621,324.00 | $326,622.00 | 90.2% |
| Avg. Mortgage Payment | $2,014.49 | $2,480.25 | 18.8% |
| Apartment Rent | $1,652.00 | $1,444.00 | 14.4% |
| Item | Kapaau | National avg. | Difference |
| Gasoline | $3.16 | $3.06 | 3.5% |
| Tire Balancing | $72.96 | $65.21 | 11.9% |
| Item | Kapaau | National avg. | Difference |
| All Electricity | $431.66 | $220.12 | 96.1% |
| Phone | $39.39 | $195.71 | 79.9% |
| City | Population | Cost of Living Index | National Avg. |
| Halaula, HI | 664 | 159 | 58.6% |
| Waimea CDP (Kauai County), HI | 1,843 | 162 | 61.7% |
| Hawi, HI | 1,364 | 173 | 73.3% |
| Waimea, HI | 11,340 | 175 | 74.7% |
| Kapaau, HI | 1,978 | 156 | 55.9% |
| City | Population | Cost of Living Index | National Avg. |
| Bridgeport, IL | 1,978 | 89 | 10.7% |
| Lake Ripley, WI | 1,978 | 111 | 10.7% |
| Lake Mary Jane, FL | 1,977 | 127 | 27.1% |
| South Rockwood, MI | 1,977 | 99 | 0.7% |
| Jonestown, PA | 1,977 | 104 | 3.8% |
| Kapaau, HI | 1,978 | 156 | 55.9% |