Cost Of Living in Jefferson, NC

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7%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

19%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Jefferson	North Carolina	National
Cost of living	93	96	100
Groceries	98	100	100
Health care	102	99	100
Housing	81	88	100
Transportation	96	99	100
Utilities	98	99	100
Lifestyle & Entertainment	97	100	100
Household Items	100	100	100
Education & Childcare	96	100	100

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Homes For Sale In Jefferson, NC

310 Don Walters Rd

Jefferson, NC

241 Mountain Shadow Rd

Jefferson, NC

Tbd Greenview Dr

, NC

130 Bluegrass Dr

West Jefferson, NC

Cost Of Living Quick Facts

The cost of living in Jefferson is 3% lower than the North Carolina average
The cost of living in Jefferson is 7% lower than the national average
Jefferson housing is 19% lower than the national average
North Carolina general sales tax is 7% lower than the national average
North Carolina state income tax is 83% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$62,417	$5,201	$1,456	$1,873
Renters	$36,210	$3,018	$845	$1,086

North Carolina Sales Tax

State	General Sales Tax	With Max Surtax
North Carolina	4.75%	7.5%

North Carolina Income Tax

State	Income Tax (Low)	Income Tax (High)
North Carolina	4.75%	4.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Lansing, NC	288	87	12.6%
West Jefferson, NC	1,812	90	9.6%
Boone, NC	19,927	109	9.3%
Jefferson, NC	1,664	93	7.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Woodmont, CT	1,664	135	35.0%
Elkhart, KS	1,664	87	12.9%
Latta, SC	1,664	87	13.2%
Nouvelle, QC	1,664	n/a
Pine Valley, CA	1,663	158	57.7%
Jefferson, NC	1,664	93	7.1%