B+
9%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
33%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Jefferson Hills Pennsylvania National
Cost of living10997100
Groceries100100100
Health care9999100
Housing13390100
Transportation97101100
Utilities9999100
Lifestyle & Entertainment97100100
Household Items9899100
Education & Childcare100101100
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An Overview of Cost of Living in Jefferson Hills, PA

The cost of living in Jefferson Hills affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Jefferson Hills is 109, which is 9% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

The cost of living in Jefferson Hills is about average when compared to all other cities across the nation. You can expect that everyday items like food, household expenses and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.

Housing costs are a very significant part of the Jefferson Hills cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 33.3% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.

Is Jefferson Hills Affordable?

Is Jefferson Hills an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Jefferson Hills, the median home price is 38.9% higher than what most folks pay across the country, and monthly rent prices are 20.4% higher than the usual rates. Income levels in Jefferson Hills come in at $144,429, which is 77.6% higher than the national average.

What Factors can Influence the Cost of Living in Jefferson Hills?

Subsidies: Certain regions may provide government subsidies or assistance initiatives designed to alleviate the cost of living burden on their residents. These programs encompass a wide range of support mechanisms, such as Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas with fewer subsidy offerings might experience an elevation in their cost of living.

Taxes: Regions that impose higher taxes, including sales and income taxes, can contribute to an increased cost of living. Higher taxes for everyday necessities such as clothing, utilities and food inevitably leads to higher expenditures. Additionally, a higher income tax rate can also play a role in elevating the overall cost of living. In Jefferson Hills, the prevailing sales tax rate starts at 6%, and income tax rates kick off at 3.07%.

Urbanization: Larger, urban centers, known for their wealth of amenities and strong employment prospects, often exhibit an elevated cost of living, primarily attributable to the heightened demand for services and residential relocation. Consequently, this scenario leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural areas or regions characterized by diminished demand typically provide a more limited array of amenities and experience slower job market growth, resulting in a more affordable cost of living.

Where is the Data From?

The Jefferson Hills cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Jefferson Hills is 13% higher than the Pennsylvania average
  • The cost of living in Jefferson Hills is 9% higher than the national average
  • Jefferson Hills housing is 33% higher than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 18% higher than the national average

Most Affordable Places to Live in and Around Jefferson Hills

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Compare Jefferson Hills, PA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$153,818$12,818$3,589$4,615
      Renters$103,619$8,635$2,418$3,109
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Jefferson Hills, PA, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Jefferson Hills, homeowners have a median income of $153,818. Using that number, a maximum of $3,589 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $103,619, which means there is a maximum of $2,418 to be spent on the costs of renting a home or apartment.

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Wyano, PA609991.2%
      Van Voorhis, PA491991.2%
      Naomi, PA53991.2%
      Webster, PA80991.2%
      North Braddock, PA4,8608118.8%
      Jefferson Hills, PA11,6071099.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      East Glenville, NY11,60511313.3%
      Pike Creek Valley, DE11,60011212.0%
      Springdale, OH11,614936.9%
      Pearsall, TX11,6158911.0%
      Kalaoa, HI11,59415454.0%
      Jefferson Hills, PA11,6071099.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.