Cost Of Living in Ivy, VA

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F

64%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

204%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Ivy	Virginia	National
Cost of living	164	111	100
Groceries	104	103	100
Health care	104	103	100
Housing	304	129	100
Transportation	103	105	100
Utilities	106	104	100
Lifestyle & Entertainment	101	103	100
Household Items	104	102	100
Education & Childcare	106	109	100

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Homes For Sale In Ivy, VA

850 Emerson Dr

Charlottesville, VA

Cost Of Living Quick Facts

The cost of living in Ivy is 47% higher than the Virginia average
The cost of living in Ivy is 64% higher than the national average
Ivy housing is 204% higher than the national average
Virginia general sales tax is 4% higher than the national average
Virginia state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$236,888	$19,741	$5,527	$7,107
Renters	$0	$0	$0	$0

Virginia Sales Tax

State	General Sales Tax	With Max Surtax
Virginia	5.3%	6%

Virginia Income Tax

State	Income Tax (Low)	Income Tax (High)
Virginia	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Free Union, VA	89	104	4.0%
Crimora, VA	2,388	96	4.1%
Grottoes, VA	2,906	102	1.9%
Dooms, VA	1,343	102	2.5%
Harriston, VA	938	105	4.6%
Ivy, VA	756	164	64.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Lake Kathryn, FL	756	113	13.2%
Chester, GA	756	82	17.8%
Bainbridge village, OH	756	82	17.8%
Colmesneil, TX	756	85	15.1%
Silverton, TX	756	82	18.2%
Ivy, VA	756	164	64.0%