Cost of Living in Irwin, PA

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3%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
14%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Irwin Pennsylvania National
Cost of living9797100
Groceries99100100
Health care10199100
Housing8690100
Transportation105101100
Utilities10499100
Lifestyle & Entertainment100100100
Household Items10099100
Education & Childcare104101100
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Homes For Sale In Irwin, PA

property for sale

6453 Marco Ct

Irwin, PA
property for sale

12000 Lee Dr

Irwin, PA
property for sale

13400 Ridge Rd

Irwin, PA
property for sale

1343 Jonah Dr

Irwin, PA

Cost Of Living Quick Facts

  • The cost of living in Irwin is equal to the Pennsylvania average
  • The cost of living in Irwin is 3% lower than the national average
  • Irwin housing is 14% lower than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 18% higher than the national average

Most Affordable Places to Live in and Around Irwin

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$118,472$9,873$2,764$3,555
      Renters$50,334$4,195$1,174$1,510
      To approximate the cost of living and the housing affordability in Irwin, PA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Irwin have a median income of $118,472. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,764 per month to avoid calamity and poverty. The renters in the city have an income of about $50,334, which would make their monthly maximum allowable rental costs $1,174.

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Wyano, PA609991.2%
      Naomi, PA53991.2%
      Webster, PA80991.2%
      Crabtree, PA1061021.8%
      Van Voorhis, PA491991.2%
      Irwin, PA3,885973.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      North Cape May, NJ3,8861098.8%
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      Sagamore, MA3,88713939.2%
      Sunnyslope, WA3,88713939.3%
      Métabetchouan--Lac-à-la-Croix, QC3,887n/a 
      Irwin, PA3,885973.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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