Cost of Living in Indian Wells, CA

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F
72%
Overall NAT. AVG.
12%
Groceries NAT. AVG.
207%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Indian Wells California National
Cost of living172141100
Groceries112111100
Health care114116100
Housing307197100
Transportation112118100
Utilities119119100
Lifestyle & Entertainment119120100
Household Items111111100
Education & Childcare122127100
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Homes For Sale In Indian Wells, CA

property for sale

44100 Lakeside Dr

Indian Wells, CA
property for sale

75334 Saint Andrews Ct

Indian Wells, CA
property for sale

44848 Oro Grande Cir

Indian Wells, CA
property for sale

75809 Via Pisa

Indian Wells, CA

Cost Of Living Quick Facts

  • The cost of living in Indian Wells is 22% higher than the California average
  • The cost of living in Indian Wells is 72% higher than the national average
  • Indian Wells housing is 207% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Indian Wells

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Compare Indian Wells, CA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
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      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$190,574$15,881$4,446$5,718
      Renters$46,676$3,890$1,089$1,400
      A good indicator of the general affordability of housing in Indian Wells, CA, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Indian Wells, the median monthly income is $190,574 for those who own their own homes. Under the standard rule, that income level would allow for $4,446 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $46,676, per the median income in the area. That would allow for renters to spend up to $1,089 on monthly rental expenses.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Desert Edge, CA3,594936.6%
      Sky Valley, CA2,3281033.0%
      Thermal, CA1,4061033.0%
      Thousand Palms, CA8,38811414.4%
      Coachella, CA46,85811514.9%
      Indian Wells, CA5,59517272.5%

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      Leakesville, MS5,5978316.6%
      Blaine, WA5,59212727.2%
      Indian Wells, CA5,59517272.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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