Overall 1%
Goods & Services 5%
Housing 3%
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The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexIndian TrailNorth CarolinaNational
Cost of living10194100
Goods & Services10599100
Health care106110100

Key findings

  • The cost of living in Indian Trail is 8% higher than the North Carolina average
  • The cost of living in Indian Trail is 1% higher than the national average
  • Indian Trail housing is 3% higher than the national average
  • North Carolina general sales tax is 7% lower than the national average
  • North Carolina state income tax is 113% higher than the national average

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Compare Indian Trail, NC Cost of Living

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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      To approximate the cost of living and the housing affordability in Indian Trail, NC, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Indian Trail have a median income of $78,393. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,829 per month to avoid calamity and poverty. The renters in the city have an income of about $48,125, which would make their monthly maximum allowable rental costs $1,123.

      North Carolina Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      North Carolina4.75%7.5%

      North Carolina Income Tax

      StateIncome Tax (Low)Income Tax (High)
      North Carolina5.25%5.25%

      Goods & Services

      ItemIndian TrailNational avg.Difference
      Haircut $17.33$20.2714.5%
      Beauty Salon $35.13$40.3913.0%
      Toothpaste $2.66$2.3612.6%
      Shampoo $1.18$1.089.9%
      Movie $12.05$10.999.7%
      Bowling $21.17$15.4936.6%


      ItemIndian TrailNational avg.Difference
      Ground Beef $3.80$4.3011.6%
      Fried Chicken $1.42$1.401.2%
      Milk $1.73$2.2021.5%
      Potatoes $3.56$3.2210.5%
      Pizza $10.06$10.746.3%
      Beer $9.86$9.602.7%

      Health Care

      ItemIndian TrailNational avg.Difference
      Optometrist $111.50$109.731.6%
      Doctor $127.19$118.347.5%
      Dentist $121.04$100.9419.9%
      Ibuprofen $7.24$9.9327.1%
      Lipitor $458.44$469.532.4%


      ItemIndian TrailNational avg.Difference
      Home Price $177,200.00$184,700.004.1%
      Avg. Mortgage Payment $882.55$1,229.6228.2%
      Apartment Rent $1,125.00$949.0018.5%


      ItemIndian TrailNational avg.Difference
      Gasoline $2.63$2.713.0%
      Tire Balancing $46.65$51.8610.1%


      ItemIndian TrailNational avg.Difference
      All Electricity$153.98$170.849.9%
      Phone $183.30$187.182.1%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      CityPopulationCost of Living IndexNational Avg.
      Wingate, NC3,798927.8%
      Stanfield, NC1,597945.5%
      Hemby Bridge, NC1,264945.5%
      Monroe, NC34,212955.0%
      JAARS, NC508964.1%
      Indian Trail, NC36,3571011.1%

      Cities with similar population

      CityPopulationCost of Living IndexNational Avg.
      Rome, GA36,3408613.6%
      Brighton, CO36,3071022.2%
      Lewiston, ME36,277973.4%
      Wake Forest, NC36,4721065.9%
      Trumbull, CT36,47714342.6%
      Indian Trail, NC36,3571011.1%
      Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.