Humboldt cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index8890100
Goods & Services index10196100
Groceries index9998100
Health care index101100100
Housing index6273100
Transportation index103101100
Utilities index9098100
Here we can see a simple outline of the cost of living in Humboldt, IA. As you can see, with the average cost of living in Humboldt, IA being 88, that puts it 2% lower than the average of Iowa and 12% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Humboldt, IA, the price of goods and services are 5% higher than the average of Iowa as well as 1% higher than the nation's average.
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Did you know?

  • The cost of living in Humboldt is 2% lower than the Iowa average.
  • The cost of living in Humboldt is 12% lower than the national average.
  • The cost of housing in Humboldt is 38% lower than the national average.
  • Iowa general sales tax is 18% higher than the national average.
  • Iowa state income tax is 84% lower than the national average.

Compare Humboldt, IA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in Humboldt, IA to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Humboldt, IA, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Humboldt, IA salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
One can approximate the cost of living and the housing affordability in Humboldt, IA by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Humboldt, IA have a median income of $60,441. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,410 per month to avoid calamity and poverty. The renters in the city have an income of about $24,077, which would make their monthly maximum allowable rental costs $562.

Iowa Sales Tax

StateGeneral Sales TaxWith Max Surtax

Iowa Income Tax

StateIncome Tax (Low)Income Tax (High)
When considering the overall cost of living expenses in Humboldt, IA, it's important to take into account the sales tax for Iowa, as well as the rate for income tax in Iowa. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Iowa is 7%, and the sales tax in the state of Iowa is 6%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Iowa starts from 0.36% and goes up to 8.98%.

Goods & Services

ItemHumboldtNational avg.Difference
Haircut $21.60$17.4923.5%
Beauty Salon $30.25$38.1720.8%
Toothpaste $2.52$2.328.6%
Shampoo $1.19$1.0117.6%
Movie $8.63$10.7219.5%
Bowling $17.50$13.8626.3%


ItemHumboldtNational avg.Difference
Ground Beef $3.78$3.903.1%
Fried Chicken $1.62$1.4016.1%
Milk $2.04$1.964.0%
Potatoes $2.70$3.1815.2%
Pizza $9.76$10.396.1%
Beer $8.56$9.237.3%

Health Care

ItemHumboldtNational avg.Difference
Optometrist $109.50$106.343.0%
Doctor $122.00$115.255.9%
Dentist $92.75$98.385.7%
Ibuprofen $9.41$9.261.6%
Lipitor $517.06$466.4710.8%


ItemHumboldtNational avg.Difference
Home Price $112,400.00$184,700.0039.1%
Avg. Mortgage Payment $1,350.51$1,273.326.1%
Apartment Rent $627.00$949.0033.9%


ItemHumboldtNational avg.Difference
Gasoline $2.59$2.590.1%
Tire Balancing $53.96$48.9010.4%


ItemHumboldtNational avg.Difference
All Electricity$139.59$167.6016.7%
Phone $177.99$163.428.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Pioneer, IA899-1%
Bradgate, IA5775-25%
Renwick, IA26776-24%
Hardy, IA9076-24%
Lu Verne, IA31778-22%
Humboldt, IA4,60288-12%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Blackwood, NJ4,6021077%
Dallas, NC4,60291-9%
Mineola, TX4,60186-14%
Pittsfield, IL4,60485-15%
Manlius, NY4,6001000%
Humboldt, IA4,60288-12%
Source: The Humboldt, IA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.
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