Cost Of Living in San Carlos, AZ

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20%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

71%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	San Carlos	Arizona	National
Cost of living	80	101	100
Groceries	99	101	100
Health care	102	101	100
Housing	29	96	100
Transportation	104	102	100
Utilities	111	111	100
Lifestyle & Entertainment	102	103	100
Household Items	100	101	100
Education & Childcare	97	103	100

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Cost Of Living Quick Facts

The cost of living in San Carlos is 21% lower than the Arizona average
The cost of living in San Carlos is 20% lower than the national average
San Carlos housing is 71% lower than the national average
Arizona general sales tax is 10% higher than the national average
Arizona state income tax is 4% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$50,201	$4,183	$1,171	$1,506
Renters	$48,525	$4,044	$1,132	$1,456

To approximate the cost of living and the housing affordability in San Carlos, AZ, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in San Carlos have a median income of $50,201. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,171 per month to avoid calamity and poverty. The renters in the city have an income of about $48,525, which would make their monthly maximum allowable rental costs $1,132.

Arizona Sales Tax

State	General Sales Tax	With Max Surtax
Arizona	5.6%	10.725%

Arizona Income Tax

State	Income Tax (Low)	Income Tax (High)
Arizona	2.5%	2.5%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Cutter, AZ	154	102	1.8%
Peridot, AZ	1,450	75	24.8%
Rainbow City, AZ	895	80	19.6%
San Carlos, AZ	4,691	80	20.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Hayfield, VA	4,690	165	65.3%
Haskell, AR	4,692	93	7.3%
Vilonia, AR	4,692	93	7.3%
Breckenridge Hills, MO	4,692	86	14.3%
New Burlington, OH	4,688	91	9.4%
San Carlos, AZ	4,691	80	20.0%