| Index | Horsham | Pennsylvania | National |
| Cost of living | 115 | 97 | 100 |
| Groceries | 99 | 100 | 100 |
| Health care | 99 | 99 | 100 |
| Housing | 152 | 90 | 100 |
| Transportation | 102 | 101 | 100 |
| Utilities | 101 | 99 | 100 |
| Lifestyle & Entertainment | 98 | 100 | 100 |
| Household Items | 101 | 99 | 100 |
| Education & Childcare | 99 | 101 | 100 |
Knowing the cost of living in Horsham allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Horsham stands at 115, marking it 15% higher than the national average.
Housing costs make up a big chunk of the cost of living in Horsham, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 51.8% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.
Is Horsham an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Horsham, the median home price is 61.8% higher than what most folks pay across the country, and monthly rent prices are 28.5% higher than the usual rates. Income levels in Horsham come in at $128,380, which is 57.8% higher than the national average.
Housing: High demand for housing in desirable locations can drive up property prices and rental rates. This can be a primary contributor to a higher cost of living. While low demand for housing, especially in undesirable locations, can have the reverse effect and drive prices down, resulting in a lower cost of living. The housing index in Horsham, is 51.8% higher than the national average.
Groceries: Grocery costs have continued to increase significantly over the last 2-3 years. In some markets the cost of food has gone up by more than 20% in that period. While other markets have managed to see only a moderate uptick. These food costs can have a major impact on the cost of living in any area. In Horsham, the groceries index is 0.8% lower than the national average.
Transportation: When public transportation options are limited or non-existent, residents frequently resort to vehicle ownership, which can significantly contribute to the overall cost of living. Monthly financial obligations encompass fuel, insurance, regular maintenance and potentially lease or financing expenses. In Horsham, the transportation index is 1.6% higher than the national average.
The Horsham cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $154,370 | $12,864 | $3,602 | $4,632 |
| Renters | $87,784 | $7,315 | $2,048 | $2,634 |
| State | General Sales Tax | With Max Surtax |
| Pennsylvania | 6% | 8% |
| State | Income Tax (Low) | Income Tax (High) |
| Pennsylvania | 3.07% | 3.07% |
| City | Population | Cost of Living Index | National Avg. |
| Arcadia University, PA | 609 | 100 | 0.1% |
| Newtown CDP, PA | 258 | 85 | 15.4% |
| Eagleville CDP (Centre County), PA | 433 | 94 | 6.1% |
| Beverly, NJ | 2,474 | 95 | 4.9% |
| Norristown, PA | 35,552 | 99 | 1.2% |
| Horsham, PA | 16,348 | 115 | 15.5% |
| City | Population | Cost of Living Index | National Avg. |
| Pataskala, OH | 16,347 | 100 | 0.2% |
| Washougal, WA | 16,351 | 129 | 28.6% |
| Mount Holly, NC | 16,338 | 98 | 1.9% |
| Rossville, MD | 16,335 | 115 | 15.3% |
| Villa Rica, GA | 16,371 | 99 | 0.8% |
| Horsham, PA | 16,348 | 115 | 15.5% |
Here are the best places to live in Pennsylvania
Most Dangerous States In The US
These are the 10 cheapest cities in Pennsylvania
Check out the 10 safest cities in Pennsylvania