Cost of Living in Holmes Beach, FL

Get 300+ Local Insights for Any Address in Holmes Beach, FL

Get Access to 300+ Local Data Points
F
54%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
174%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Holmes Beach Florida National
Cost of living154102100
Groceries102102100
Health care102104100
Housing27497100
Transportation103103100
Utilities111110100
Lifestyle & Entertainment104104100
Household Items100102100
Education & Childcare103106100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Homes For Sale In Holmes Beach, FL

property for sale

8106 Gulf Dr

Holmes Beach, FL
property for sale

8106 Gulf Dr Unit A & B

Holmes Beach, FL
property for sale

307 68th St

Holmes Beach, FL
property for sale

617 Dundee Ln

Holmes Beach, FL

Cost Of Living Quick Facts

  • The cost of living in Holmes Beach is 51% higher than the Florida average
  • The cost of living in Holmes Beach is 54% higher than the national average
  • Holmes Beach housing is 174% higher than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Holmes Beach

See all the best places to live around Holmes Beach

Compare Holmes Beach, FL Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Holmes Beach?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Holmes Beach?
      Write a review to give others more information about this area.
      See all Holmes Beach poll results

      The best places in Florida

      Here are the best places to live in FloridaMost Dangerous States In The USMost Dangerous Cities In The USSee the best places to live in Holmes Beach
      Best Places in Florida

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$111,266$9,272$2,596$3,338
      Renters$74,724$6,227$1,743$2,242
      A good indicator of the general affordability of housing in Holmes Beach, FL, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Holmes Beach, the median monthly income is $111,266 for those who own their own homes. Under the standard rule, that income level would allow for $2,596 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $74,724, per the median income in the area. That would allow for renters to spend up to $1,743 on monthly rental expenses.

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      South Bradenton, FL25,620928.5%
      Whitfield CDP (Santa Rosa County), FL208936.7%
      Bayshore Gardens, FL21,005955.1%
      West Samoset, FL7,448964.4%
      Samoset, FL4,844973.3%
      Holmes Beach, FL4,37915454.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Orangetree, FL4,37912827.8%
      Newport, VT4,379954.7%
      Indian River Shores, FL4,37817979.1%
      North Plymouth, MA4,37813636.1%
      Meadow Lake, NM4,3788316.8%
      Holmes Beach, FL4,37915454.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
      General
      For Professionals
      Follow Us
      AV on Twitter AV on Facebook
      © AreaVibes Inc. 2010-2026