Cost Of Living in Holley, NY

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A+

5%

Overall NAT. AVG.

9%

Groceries NAT. AVG.

43%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Holley	New York	National
Cost of living	95	121	100
Groceries	109	106	100
Health care	115	110	100
Housing	57	144	100
Transportation	112	113	100
Utilities	113	112	100
Lifestyle & Entertainment	110	111	100
Household Items	107	106	100
Education & Childcare	116	118	100

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Homes For Sale In Holley, NY

4202 Holley Byron Rd

Holley, NY

99 S Main St

Holley, NY

16126 Telegraph Rd

Holley, NY

3344 Hulberton Rd

Holley, NY

Cost Of Living Quick Facts

The cost of living in Holley is 21% lower than the New York average
The cost of living in Holley is 5% lower than the national average
Holley housing is 43% lower than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$117,006	$9,751	$2,730	$3,511
Renters	$50,852	$4,238	$1,186	$1,526

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Albion, NY	5,825	93	6.9%
Oakfield, NY	1,723	96	3.7%
Bergen, NY	1,091	98	2.5%
Brockport, NY	8,442	98	2.2%
Hamlin, NY	5,874	98	2.0%
Holley, NY	1,915	95	4.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
St. Johnsville, NY	1,915	92	8.0%
Groton, SD	1,915	94	6.5%
Lake City, TN	1,915	79	21.3%
Ixonia, WI	1,915	107	7.5%
Reform, AL	1,914	82	18.2%
Holley, NY	1,915	95	4.9%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Holley, NY

Homes For Sale In Holley, NY

Cost Of Living Quick Facts

Most Affordable Places to Live in and Around Holley

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Median Income & Debt-To-Income Ratio

New York Sales Tax

New York Income Tax

Nearby cities with low cost of living

Cities with similar population