Cost Of Living in Oakfield, NY

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A+

4%

Overall NAT. AVG.

7%

Groceries NAT. AVG.

41%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Oakfield	New York	National
Cost of living	96	121	100
Groceries	107	106	100
Health care	112	110	100
Housing	59	144	100
Transportation	114	113	100
Utilities	111	112	100
Lifestyle & Entertainment	114	111	100
Household Items	108	106	100
Education & Childcare	123	118	100

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Homes For Sale In Oakfield, NY

3212 Lockport Rd

Oakfield, NY

Cost Of Living Quick Facts

The cost of living in Oakfield is 20% lower than the New York average
The cost of living in Oakfield is 4% lower than the national average
Oakfield housing is 41% lower than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$93,702	$7,809	$2,186	$2,811
Renters	$42,880	$3,573	$1,000	$1,287

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Albion, NY	5,825	93	6.9%
Middleport, NY	1,932	94	6.4%
Medina, NY	6,039	94	5.8%
Holley, NY	1,915	95	4.9%
Attica, NY	2,992	95	5.3%
Oakfield, NY	1,723	96	3.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Grant, AL	1,723	93	6.5%
Livermore Falls, ME	1,723	88	12.3%
Rural Retreat, VA	1,723	92	7.5%
Rouse, CA	1,724	112	11.9%
Stedman, NC	1,724	97	2.5%
Oakfield, NY	1,723	96	3.7%