Cost of Living in Holden Beach, NC

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D
22%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
77%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Holden Beach North Carolina National
Cost of living12296100
Groceries99100100
Health care9899100
Housing17788100
Transportation9899100
Utilities9999100
Lifestyle & Entertainment98100100
Household Items102100100
Education & Childcare99100100
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Homes For Sale In Holden Beach, NC

property for sale

272 Brunswick Ave W

Supply, NC
property for sale

263 Ocean Blvd E

Holden Beach, NC
property for sale

598 Ocean Blvd W

Supply, NC
property for sale

128 Blockade Runner St

Supply, NC

Cost Of Living Quick Facts

  • The cost of living in Holden Beach is 27% higher than the North Carolina average
  • The cost of living in Holden Beach is 22% higher than the national average
  • Holden Beach housing is 77% higher than the national average
  • North Carolina general sales tax is 7% lower than the national average
  • North Carolina state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Holden Beach

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      Salary Calculator

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      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$169,764$14,147$3,961$5,093
      Renters$80,966$6,747$1,889$2,429

      North Carolina Sales Tax

      State General Sales Tax With Max Surtax
      North Carolina 4.75% 7.5%

      North Carolina Income Tax

      State Income Tax (Low) Income Tax (High)
      North Carolina 4.75% 4.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Varnamtown, NC803964.5%
      Calabash, NC2,115964.3%
      Boiling Spring Lakes, NC6,3351000.2%
      Shallotte, NC4,3141011.4%
      Carolina Shores, NC4,5391088.3%
      Holden Beach, NC1,01112222.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Rosa, AL1,0118613.7%
      Calmar, IA1,011918.7%
      Correctionville, IA1,0118119.3%
      De Soto, IA1,011928.3%
      Lucama, NC1,0118614.0%
      Holden Beach, NC1,01112222.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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