Cost of Living in Hilmar-Irwin, CA

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F
30%
Overall NAT. AVG.
13%
Groceries NAT. AVG.
61%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Hilmar-Irwin California National
Cost of living130141100
Groceries113111100
Health care116116100
Housing161197100
Transportation115118100
Utilities118119100
Lifestyle & Entertainment123120100
Household Items111111100
Education & Childcare127127100
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Homes For Sale In Hilmar-Irwin, CA

property for sale

7893 Michelle Ave

Hilmar, CA
property for sale

8121 Acacia St

Hilmar, CA
property for sale

8698 N Privado Ct

Hilmar, CA
property for sale

19667 American Ave #42

Hilmar, CA

Cost Of Living Quick Facts

  • The cost of living in Hilmar-Irwin is 8% lower than the California average
  • The cost of living in Hilmar-Irwin is 30% higher than the national average
  • Hilmar-Irwin housing is 61% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Hilmar-Irwin

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$106,489$8,874$2,485$3,195
      Renters$112,911$9,409$2,634$3,388
      A good way to judge both the affordability of the housing and the cost of living in Hilmar-Irwin is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Hilmar-Irwin has a median income of about $106,489 for people who own homes. Based on that number, a maximum of $2,485 should be spent on expenses related to housing. Renters have a slightly different median income, which is $112,911. Based on this average, renters should spend no more than $2,634 on all rental costs if they want to maintain a non-impoverished standard of living.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Stevinson, CA20211716.8%
      Cowan, CA48611414.4%
      Monterey Park Tract, CA30411414.4%
      Parklawn, CA1,8911076.8%
      Bret Harte, CA5,1751087.9%
      Hilmar-Irwin, CA6,11613030.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Taos, NM6,1171088.2%
      Old Tappan, NJ6,11419190.9%
      Gladewater, TX6,1188910.8%
      Fountainhead-Orchard Hills, MD6,11311414.3%
      Enola, PA6,112954.9%
      Hilmar-Irwin, CA6,11613030.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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