Cost Of Living in Hillsdale, IL

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18%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

51%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Hillsdale	Illinois	National
Cost of living	82	98	100
Groceries	97	100	100
Health care	97	100	100
Housing	49	95	100
Transportation	97	101	100
Utilities	93	99	100
Lifestyle & Entertainment	96	100	100
Household Items	96	100	100
Education & Childcare	97	100	100

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Cost Of Living Quick Facts

The cost of living in Hillsdale is 16% lower than the Illinois average
The cost of living in Hillsdale is 18% lower than the national average
Hillsdale housing is 51% lower than the national average
Illinois general sales tax is 22% higher than the national average
Illinois state income tax is 91% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$114,554	$9,546	$2,673	$3,437
Renters	$0	$0	$0	$0

Illinois Sales Tax

State	General Sales Tax	With Max Surtax
Illinois	6.25%	10.25%

Illinois Income Tax

State	Income Tax (Low)	Income Tax (High)
Illinois	4.95%	4.95%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Hooppole, IL	182	79	20.6%
Atkinson, IL	1,364	83	16.9%
Low Moor, IA	339	84	15.5%
Lyndon, IL	616	85	15.4%
Prophetstown, IL	2,007	85	14.6%
Hillsdale, IL	546	82	17.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Byromville, GA	546	79	21.1%
Pretty Prairie, KS	546	83	17.3%
Carp Lake, MI	546	88	12.2%
Ingold, NC	546	86	14.2%
Petros, TN	546	79	21.3%
Hillsdale, IL	546	82	17.9%