Hiawatha, IA Cost Of Living

Livability

Livability score Score breakdown Commute times City comparison Best nearby cities Livability poll Reviews

Cost of living

Cost of living index Cost of living poll Did you know? City comparison Salary calculator State sales tax Cost of living breakdown Best nearby cities

Crime

Reported annual crime Crime poll Crime heat map Did you know? City comparison Daily crime Year over year crime Best nearby cities

Demographics

Demographics profile Did you know? City comparison Race breakdown Languages spoken Age breakdown Marital status

Employment

Employment information Employment poll Am I middle class? Did you know? City comparison Employment status Median earnings Best nearby cities

Real Estate

Homes for sale Market facts Home affordability Affordability calculator Mortgage calculator Demographics Best nearby cities

Rentals Schools Weather

Current weather Weather poll Average temperature Did you know? City comparison Air quality / pollution Heat index Montly precipitation Best nearby cities

Hiawatha cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Hiawatha	Iowa	National
Cost of living index	95	90	100
Index	Hiawatha	Iowa	National
Goods & Services index	103	96	100
Groceries index	97	98	100
Health care index	113	100	100
Housing index	78	73	100
Transportation index	97	101	100
Utilities index	105	98	100

Here we can see a simple outline of the cost of living in Hiawatha, IA. As you can see, with the average cost of living in Hiawatha, IA being 95, that puts it 5% higher than the average of Iowa and 5% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Hiawatha, IA, the price of goods and services are 7% higher than the average of Iowa as well as 3% higher than the nation's average.

Did you know?

The cost of living in Hiawatha is 5% higher than the Iowa average.
The cost of living in Hiawatha is 5% lower than the national average.
The cost of housing in Hiawatha is 22% lower than the national average.
Iowa general sales tax is 18% higher than the national average.
Iowa state income tax is 84% lower than the national average.

The best places in Iowa

Here are the best places to live in Iowa

Top 10 cities in Iowa with the best education system

These are the 10 most affordable cities in Iowa

Check out the 10 safest cities in Iowa

Compare Hiawatha, IA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in

Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

The salary calculator allows you to compare how much your current salary in Hiawatha, IA would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Hiawatha, IA, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Hiawatha, IA salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$57,351	$4,779	$1,338	$1,721
Renters	$32,486	$2,707	$758	$975

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Hiawatha, IA as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Hiawatha, IA homeowners, is $57,351. This would allow for a maximum of $1,338 per month to be spent on housing costs. For renters, the median monthly income is $32,486 which would result in a maximum of $758 to be spent on rental costs.

Iowa Sales Tax

State	General Sales Tax	With Max Surtax
Iowa	6%	7%

Iowa Income Tax

State	Income Tax (Low)	Income Tax (High)
Iowa	0.36%	8.98%

When considering the overall cost of living expenses in Hiawatha, IA, it's important to take into account the sales tax for Iowa, as well as the rate for income tax in Iowa. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Iowa is 7%, and the sales tax in the state of Iowa is 6%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Iowa starts from 0.36% and goes up to 8.98%.

Goods & Services

Item	Hiawatha	National avg.	Difference
Haircut	$19.04	$17.49	8.9%
Beauty Salon	$38.25	$38.17	0.2%
Toothpaste	$2.74	$2.32	18.1%
Shampoo	$0.84	$1.01	17.0%
Movie	$9.53	$10.72	11.1%
Bowling	$15.25	$13.86	10.0%

Groceries

Item	Hiawatha	National avg.	Difference
Ground Beef	$3.96	$3.90	1.5%
Fried Chicken	$1.76	$1.40	26.1%
Milk	$2.19	$1.96	11.6%
Potatoes	$2.96	$3.18	7.0%
Pizza	$10.69	$10.39	2.8%
Beer	$8.91	$9.23	3.5%

Health Care

Item	Hiawatha	National avg.	Difference
Optometrist	$115.33	$106.34	8.5%
Doctor	$113.50	$115.25	1.5%
Dentist	$127.50	$98.38	29.6%
Ibuprofen	$9.15	$9.26	1.2%
Lipitor	$515.99	$466.47	10.6%

Housing

Item	Hiawatha	National avg.	Difference
Home Price	$138,200.00	$184,700.00	25.2%
Avg. Mortgage Payment	$1,190.88	$1,273.32	6.5%
Apartment Rent	$812.00	$949.00	14.4%

Transportation

Item	Hiawatha	National avg.	Difference
Gasoline	$2.57	$2.59	1.0%
Tire Balancing	$46.67	$48.90	4.6%

Utilities

Item	Hiawatha	National avg.	Difference
All Electricity	$186.17	$167.60	11.1%
Phone	$177.99	$163.42	8.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

City, State	Population	Cost of Living Index	National Avg.
Prairieburg, IA	184	88	-12%
Watkins, IA	115	89	-11%
Central City, IA	1,320	90	-10%
Norway, IA	525	90	-10%
Springville, IA	1,070	91	-9%
Hiawatha, IA	7,160	95	-5%

City, State	Population	Cost of Living Index	National Avg.
Hughson, CA	7,160	111	11%
Longboat Key, FL	7,158	166	66%
Floresville, TX	7,154	87	-13%
Glenolden, PA	7,167	103	3%
Demopolis, AL	7,167	84	-16%
Hiawatha, IA	7,160	95	-5%

Hiawatha, IA Cost of Living