Cost of Living in Central City, IA

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11%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
28%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Central City Iowa National
Cost of living8989100
Groceries9597100
Health care9896100
Housing7274100
Transportation9597100
Utilities9395100
Lifestyle & Entertainment9895100
Household Items9897100
Education & Childcare9794100
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Homes For Sale In Central City, IA

property for sale

Marion Rd S

Central City, IA
property for sale

50 W Broadway St

Central City, IA
property for sale

12 W Main St

Central City, IA
property for sale

626 Grove St

Central City, IA

Cost Of Living Quick Facts

  • The cost of living in Central City is equal to the Iowa average
  • The cost of living in Central City is 11% lower than the national average
  • Central City housing is 28% lower than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Central City

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Compare Central City, IA Cost of Living

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      Salary Calculator

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      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$110,598$9,217$2,580$3,318
      Renters$35,509$2,959$828$1,065

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Stone City, IA62963.8%
      Morley, IA487525.2%
      Hopkinton, IA5908119.0%
      Prairieburg, IA1688316.6%
      Martelle, IA3178614.3%
      Central City, IA1,2548911.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Watson, LA1,2541010.7%
      Medford, MN1,254955.2%
      Auxvasse, MO1,2548515.5%
      Cando, ND1,2548613.8%
      Pamplico, SC1,254937.1%
      Central City, IA1,2548911.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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