Cost of Living in Hertford, NC

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3%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
20%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Hertford North Carolina National
Cost of living9796100
Groceries105100100
Health care10699100
Housing8088100
Transportation10199100
Utilities10399100
Lifestyle & Entertainment100100100
Household Items104100100
Education & Childcare112100100
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Homes For Sale In Hertford, NC

property for sale

317 W Grubb St

Hertford, NC
property for sale

17 Scuppernong River Dr

Hertford, NC
property for sale

176 Middleton Dr

Hertford, NC
property for sale

262 Ainsley Rd

Hertford, NC

Cost Of Living Quick Facts

  • The cost of living in Hertford is 1% higher than the North Carolina average
  • The cost of living in Hertford is 3% lower than the national average
  • Hertford housing is 20% lower than the national average
  • North Carolina general sales tax is 7% lower than the national average
  • North Carolina state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Hertford

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$75,400$6,283$1,759$2,262
      Renters$25,693$2,141$599$771

      North Carolina Sales Tax

      State General Sales Tax With Max Surtax
      North Carolina 4.75% 7.5%

      North Carolina Income Tax

      State Income Tax (Low) Income Tax (High)
      North Carolina 4.75% 4.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Edenton, NC4,804991.3%
      Elizabeth City, NC18,3641000.4%
      Winfall, NC84511515.1%
      Hertford, NC2,192973.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Ferdinand, IN2,1929010.2%
      Milan, IN2,1928614.0%
      Watsontown, PA2,192937.2%
      Hart, MI2,1918515.2%
      Dover, PA2,191964.4%
      Hertford, NC2,192973.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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