Cost of Living in Ferdinand, IN

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10%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
21%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ferdinand Indiana National
Cost of living9089100
Groceries9797100
Health care9497100
Housing7972100
Transportation9496100
Utilities9496100
Lifestyle & Entertainment9695100
Household Items9698100
Education & Childcare8894100
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Homes For Sale In Ferdinand, IN

property for sale

203 W 3rd St

Ferdinand, IN
property for sale

210 Main St

Ferdinand, IN
property for sale

S 50 West

Ferdinand Township, IN
property for sale

9555 S 475 E

Ferdinand, IN

Cost Of Living Quick Facts

  • The cost of living in Ferdinand is 1% higher than the Indiana average
  • The cost of living in Ferdinand is 10% lower than the national average
  • Ferdinand housing is 21% lower than the national average
  • Indiana general sales tax is 37% higher than the national average
  • Indiana state income tax is 21% higher than the national average

Most Affordable Places to Live in and Around Ferdinand

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Compare Ferdinand, IN Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$114,432$9,536$2,670$3,433
      Renters$56,529$4,711$1,319$1,696

      Indiana Sales Tax

      State General Sales Tax With Max Surtax
      Indiana 7% 7%

      Indiana Income Tax

      State Income Tax (Low) Income Tax (High)
      Indiana 3.15% 3.15%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Chrisney, IN7018020.1%
      Gentryville, IN3998119.2%
      Holland, IN7458119.2%
      Tennyson, IN2408119.0%
      Birdseye, IN4488118.8%
      Ferdinand, IN2,1929010.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Milan, IN2,1928614.0%
      Hertford, NC2,192973.0%
      Watsontown, PA2,192937.2%
      Hart, MI2,1918515.2%
      Dover, PA2,191964.4%
      Ferdinand, IN2,1929010.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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