D-
28%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
84%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Helotes Texas National
Cost of living12894100
Groceries10298100
Health care10398100
Housing18483100
Transportation10798100
Utilities101103100
Lifestyle & Entertainment10098100
Household Items10298100
Education & Childcare10898100
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Cost Of Living Quick Facts

  • The cost of living in Helotes is 36% higher than the Texas average
  • The cost of living in Helotes is 28% higher than the national average
  • Helotes housing is 84% higher than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Helotes

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Compare Helotes, TX Cost of Living

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$177,931$14,828$4,151$5,338
      Renters$131,170$10,931$3,060$3,935
      A good way to judge both the affordability of the housing and the cost of living in Helotes is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Helotes has a median income of about $177,931 for people who own homes. Based on that number, a maximum of $4,151 should be spent on expenses related to housing. Renters have a slightly different median income, which is $131,170. Based on this average, renters should spend no more than $3,060 on all rental costs if they want to maintain a non-impoverished standard of living.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Balcones Heights, TX3,252981.6%
      San Antonio, TX1,573,2371000.3%
      Leon Valley, TX12,6111011.0%
      Castroville, TX3,2101044.0%
      Lakehills, TX5,3181076.6%
      Helotes, TX9,72012827.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Cedar Hills, OR9,71813636.2%
      Claymont, DE9,7171043.9%
      Crestline, CA9,72312323.0%
      Amityville, NY9,71313938.7%
      Atoka, TN9,7121022.4%
      Helotes, TX9,72012827.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.