Cost of Living in Heber-Overgaard, AZ

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A+
1%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
3%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Heber-Overgaard Arizona National
Cost of living101101100
Groceries99101100
Health care102101100
Housing9796100
Transportation98102100
Utilities112111100
Lifestyle & Entertainment104103100
Household Items100101100
Education & Childcare107103100
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Homes For Sale In Heber-Overgaard, AZ

property for sale

3027 Aspen Rd Unit A

Overgaard, AZ
property for sale

2725 Whiskey Rd

Overgaard, AZ
property for sale

2935 Buckskin Canyon Rd

Heber, AZ
property for sale

3349 Panorama Dr

Overgaard, AZ

Cost Of Living Quick Facts

  • The cost of living in Heber-Overgaard is equal to the Arizona average
  • The cost of living in Heber-Overgaard is 1% higher than the national average
  • Heber-Overgaard housing is 3% lower than the national average
  • Arizona general sales tax is 10% higher than the national average
  • Arizona state income tax is 4% lower than the national average

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      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$55,490$4,624$1,295$1,665
      Renters$49,081$4,090$1,145$1,473

      Arizona Sales Tax

      State General Sales Tax With Max Surtax
      Arizona 5.6% 10.725%

      Arizona Income Tax

      State Income Tax (Low) Income Tax (High)
      Arizona 2.5% 2.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Heber-Overgaard, AZ2,5691010.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Sumiton, AL2,5698910.6%
      Cochrane, Unorganized, North Part, ON2,569n/a 
      Anmore, BC2,569n/a 
      Calvert City, KY2,568918.8%
      Hernando Beach, FL2,57012020.4%
      Heber-Overgaard, AZ2,5691010.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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