Cost Of Living in Heber Springs, AR

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19%

Overall NAT. AVG.

17%

Goods & Services NAT. AVG.

32%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Heber Springs	Arkansas	National
Cost of living	81	86	100
Goods & Services	83	98	100
Groceries	96	95	100
Health care	82	88	100
Housing	68	65	100
Transportation	87	90	100
Utilities	89	92	100

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Cost Of Living Quick Facts

The cost of living in Heber Springs is 5% lower than the Arkansas average
The cost of living in Heber Springs is 19% lower than the national average
Heber Springs housing is 32% lower than the national average
Arkansas general sales tax is 27% higher than the national average
Arkansas state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$51,195	$4,266	$1,194	$1,536
Renters	$31,328	$2,611	$731	$940

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Heber Springs, AR, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Heber Springs homeowners, is $51,195. This would allow for a maximum of $1,194 per month to be spent on housing costs. For renters, the median monthly income is $31,328 which would result in a maximum of $731 to be spent on rental costs.

Arkansas Sales Tax

State	General Sales Tax	With Max Surtax
Arkansas	6.5%	11.625%

Arkansas Income Tax

State	Income Tax (Low)	Income Tax (High)
Arkansas	2%	4.9%

Goods & Services

Item	Heber Springs	National avg.	Difference
Haircut	$18.22	$24.26	24.9%
Beauty Salon	$24.22	$45.56	46.8%
Toothpaste	$3.67	$3.70	1.0%
Shampoo	$1.06	$1.28	17.2%
Movie	$12.30	$12.13	1.4%
Bowling	$13.83	$18.00	23.1%

Groceries

Item	Heber Springs	National avg.	Difference
Ground Beef	$6.05	$5.84	3.7%
Fried Chicken	$1.41	$1.57	10.1%
Milk	$4.49	$4.67	3.8%
Potatoes	$5.22	$4.93	5.8%
Pizza	$10.19	$12.09	15.7%
Beer	$9.93	$10.41	4.6%

Health Care

Item	Heber Springs	National avg.	Difference
Optometrist	$92.22	$125.68	26.6%
Doctor	$99.44	$135.78	26.8%
Dentist	$87.02	$113.29	23.2%
Ibuprofen	$10.02	$10.65	5.9%
Lipitor	$368.13	$468.60	21.4%

Housing

Item	Heber Springs	National avg.	Difference
Home Price	$117,400.00	$184,700.00	36.4%
Avg. Mortgage Payment	$1,644.20	$2,346.69	29.9%
Apartment Rent	$757.00	$949.00	20.2%

Transportation

Item	Heber Springs	National avg.	Difference
Gasoline	$3.07	$3.46	11.2%
Tire Balancing	$52.43	$59.92	12.5%

Utilities

Item	Heber Springs	National avg.	Difference
All Electricity	$150.91	$193.99	22.2%
Phone	$202.72	$192.25	5.4%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Concord, AR	171	73	26.5%
Pangburn, AR	652	77	23.4%
Quitman, AR	853	77	22.6%
Letona, AR	265	78	22.5%
Tumbling Shoals, AR	1,036	79	20.8%
Heber Springs, AR	7,156	81	18.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
St. Louis, MI	7,156	82	18.1%
Seminole, OK	7,155	77	22.6%
Gridley, CA	7,154	110	9.8%
Knoxville, IA	7,154	83	16.8%
Walled Lake, MI	7,153	98	2.5%
Heber Springs, AR	7,156	81	18.8%