Cost of Living in Umatilla, OR

Get 300+ Local Insights for Any Address in Umatilla, OR

Get Access to 300+ Local Data Points
A+
4%
Overall NAT. AVG.
10%
Groceries NAT. AVG.
14%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Umatilla Oregon National
Cost of living104111100
Groceries110104100
Health care111105100
Housing86124100
Transportation108106100
Utilities114106100
Lifestyle & Entertainment116107100
Household Items109104100
Education & Childcare120109100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Homes For Sale In Umatilla, OR

property for sale

2768 High Desert Loop

Umatilla, OR
property for sale

433 Taft St

Umatilla, OR
property for sale

28396 Hwy 730

Umatilla, OR
property for sale

320 Riverwood Ct

Umatilla, OR
See the Newest Homes For Sale In Umatilla, OR

Cost Of Living Quick Facts

  • The cost of living in Umatilla is 6% lower than the Oregon average
  • The cost of living in Umatilla is 4% higher than the national average
  • Umatilla housing is 14% lower than the national average
  • Oregon general sales tax is 100% lower than the national average
  • Oregon state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Umatilla

See all the best places to live around Umatilla

Compare Umatilla, OR Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Umatilla?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Umatilla?
      Write a review to give others more information about this area.
      See all Umatilla poll results

      The best places in Oregon

      Here are the best places to live in OregonThese are the 10 cheapest cities in OregonMost Dangerous Cities In The USCheck out the 10 most dangerous cities in Oregon
      Best Places in Oregon

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$75,084$6,257$1,752$2,253
      Renters$0$0$0$0
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Umatilla, OR, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Umatilla homeowners, is $75,084. This would allow for a maximum of $1,752 per month to be spent on housing costs. For renters, the median monthly income is $0 which would result in a maximum of $0 to be spent on rental costs.

      Oregon Sales Tax

      State General Sales Tax With Max Surtax
      Oregon 0% 0%

      Oregon Income Tax

      State Income Tax (Low) Income Tax (High)
      Oregon 4.75% 9.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Irrigon, OR1,9491000.5%
      Echo, OR5931000.0%
      Stanfield, OR2,6001033.2%
      Hermiston, OR18,0091055.0%
      Umatilla, OR7,3611044.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Fair Plain, MI7,3628712.7%
      Unionville, NC7,3591043.6%
      Seward, NE7,363954.7%
      Putnam, CT7,3581054.7%
      Sappington, MO7,3561022.2%
      Umatilla, OR7,3611044.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
      General
      For Professionals
      Follow Us
      AV on Twitter AV on Facebook
      © AreaVibes Inc. 2010-2026