Cost Of Living in North Hayward, CA

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F

72%

Overall NAT. AVG.

17%

Groceries NAT. AVG.

191%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	North Hayward	Hayward	California
Cost of living	172	173	141
Groceries	117	117	111
Health care	120	120	116
Housing	291	294	197
Transportation	127	127	118
Utilities	119	119	119
Lifestyle & Entertainment	123	123	120
Household Items	111	111	111
Education & Childcare	130	130	127

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Homes For Sale In Hayward, CA

21167 Gribben Ave

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Cost Of Living Quick Facts

The cost of living in North Hayward is 22% higher than the Hayward average
The cost of living in North Hayward is 72% higher than the national average
North Hayward housing is 191% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Household	$120,966	$10,081	$2,822	$3,629

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
San Miguel CDP (San Luis Obispo County), CA	2,800	130	29.5%
Cherryland, CA	16,430	160	60.4%
Ashland, CA	24,254	162	62.0%
Emeryville, CA	12,131	171	71.1%
San Lorenzo, CA	31,094	169	69.4%
Hayward, CA	163,491	173	72.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Alexandria, VA	164,023	155	54.7%
Salinas, CA	161,640	149	49.0%
Greater Sudbury, ON	165,562	n/a
Lancaster, CA	161,201	126	25.7%
Clarksville, TN	160,664	96	3.7%
Hayward, CA	163,491	173	72.6%