A-
8%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
14%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Hayesville Oregon National
Cost of living108111100
Groceries105104100
Health care104105100
Housing114124100
Transportation106106100
Utilities108106100
Lifestyle & Entertainment109107100
Household Items101104100
Education & Childcare105109100
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An Overview of Cost of Living in Hayesville, OR

The cost of living in Hayesville affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Hayesville is 108, which is 8% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

The cost of living in Hayesville is about average when compared to all other cities across the nation. You can expect that everyday items like food, household expenses and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.

Is Hayesville Affordable?

Is Hayesville an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Hayesville is 16.2% higher than the national average, while the average monthly rent prices are 9.3% higher than average. The affordability of any location can also be influenced by median income levels. Hayesville has a median household income of $86,022, which is 5.8% higher than the national average.

What Factors can Influence the Cost of Living in Hayesville?

Urbanization: Larger, urban areas boasting abundant amenities and robust employment prospects often exhibit a heightened cost of living, driven by the increased demand for services and residential relocation. Consequently, this leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural locales or regions marked by diminished demand typically offer a more limited range of amenities and experience slower job market expansion. This translates into a more affordable cost of living.

Transportation: If public transportation is limited or not available, residents may need to own and maintain vehicles, which can add to the cost of living. Gas, insurance, regular maintenance and potentially lease or finance payments will all need to be paid on a monthly basis. In Hayesville, the transportation index is 6.4% higher than the national average.

Groceries: Grocery prices have seen substantial hikes in the last 2-3 years, with some markets witnessing food cost increases of over 20% during this period. Conversely, certain markets have experienced only moderate upticks. These variations in food expenses can have a substantial impact on the overall cost of living in any locality. In Hayesville, the groceries index is 5.4% higher than the national average.

Where is the Data From?

The Hayesville cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Hayesville is 3% lower than the Oregon average
  • The cost of living in Hayesville is 8% higher than the national average
  • Hayesville housing is 14% higher than the national average
  • Oregon general sales tax is 100% lower than the national average
  • Oregon state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Hayesville

See all the best places to live around Hayesville

Compare Hayesville, OR Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$103,847$8,654$2,423$3,116
      Renters$58,708$4,892$1,370$1,761
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Hayesville, OR, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Hayesville, homeowners have a median income of $103,847. Using that number, a maximum of $2,423 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $58,708, which means there is a maximum of $1,370 to be spent on the costs of renting a home or apartment.

      Oregon Sales Tax

      State General Sales Tax With Max Surtax
      Oregon 0% 0%

      Oregon Income Tax

      State Income Tax (Low) Income Tax (High)
      Oregon 4.75% 9.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Rickreall, OR01076.6%
      Eola, OR01076.6%
      Labish Village, OR5051033.2%
      Brooks, OR6381044.4%
      Four Corners, OR16,9091099.2%
      Hayesville, OR22,7581088.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Pace, FL22,7601043.7%
      Happy Valley, OR22,73615352.8%
      Gardner, KS22,7331011.1%
      Fort Walton Beach, FL22,7261065.9%
      Prairie Village, KS22,72511717.3%
      Hayesville, OR22,7581088.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.