Cost Of Living in Hawthorne, NY

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F

74%

Overall NAT. AVG.

15%

Goods & Services NAT. AVG.

215%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Hawthorne	New York	National
Cost of living	174	118	100
Goods & Services	115	108	100
Groceries	105	102	100
Health care	119	111	100
Housing	315	144	100
Transportation	105	107	100
Utilities	133	101	100

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Homes For Sale In Hawthorne, NY

186 Rutledge Ave

Hawthorne, NY

Cost Of Living Quick Facts

The cost of living in Hawthorne is 48% higher than the New York average
The cost of living in Hawthorne is 74% higher than the national average
Hawthorne housing is 215% higher than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$189,552	$15,796	$4,423	$5,687
Renters	$0	$0	$0	$0

To approximate the cost of living and the housing affordability in Hawthorne, NY, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Hawthorne have a median income of $189,552. Therefore, the amount that a consumer should spend on housing costs should be no more than $4,423 per month to avoid calamity and poverty. The renters in the city have an income of about $0, which would make their monthly maximum allowable rental costs $0.

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Goods & Services

Item	Hawthorne	National avg.	Difference
Haircut	$36.51	$27.62	32.2%
Beauty Salon	$68.37	$51.11	33.8%
Toothpaste	$4.21	$4.09	2.9%
Shampoo	$1.69	$1.54	9.6%
Movie	$15.96	$12.88	23.9%
Yoga	$31.58	$19.66	60.6%

Groceries

Item	Hawthorne	National avg.	Difference
Ground Beef	$7.48	$7.70	2.9%
Fried Chicken	$1.54	$1.66	7.4%
Milk	$5.12	$4.73	8.2%
Potatoes	$5.14	$5.26	2.2%
Pizza	$12.58	$12.76	1.4%
Beer	$10.97	$10.55	4.0%

Health Care

Item	Hawthorne	National avg.	Difference
Optometrist	$193.19	$140.06	37.9%
Doctor	$188.05	$153.82	22.3%
Dentist	$150.28	$123.15	22.0%
Ibuprofen	$12.32	$11.73	5.0%
Lipitor	$24.09	$23.61	2.0%

Housing

Item	Hawthorne	National avg.	Difference
Home Price	$1,115,483.00	$326,622.00	241.5%
Avg. Mortgage Payment	$4,008.19	$2,480.25	61.6%
Apartment Rent	$3,638.00	$1,444.00	151.9%

Transportation

Item	Hawthorne	National avg.	Difference
Gasoline	$3.13	$3.06	2.3%
Tire Balancing	$72.41	$65.21	11.0%

Utilities

Item	Hawthorne	National avg.	Difference
All Electricity	$340.42	$220.12	54.7%
Phone	$189.68	$195.71	3.1%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Greenville CDP (Greene County), NY	616	109	8.7%
Mount Ivy, NY	7,675	124	23.7%
Haverstraw, NY	12,431	125	25.0%
West Haverstraw, NY	10,539	125	25.0%
Peekskill, NY	25,021	127	27.3%
Hawthorne, NY	4,696	174	74.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Humboldt, IA	4,694	88	11.9%
Daytona Beach Shores, FL	4,698	121	20.9%
Palacios, TX	4,699	84	16.5%
Haskell, AR	4,692	96	4.1%
Vilonia, AR	4,692	88	12.5%
Hawthorne, NY	4,696	174	74.4%