| Index | Hardwick | California | National |
| Cost of living | 116 | 141 | 100 |
| Groceries | 110 | 111 | 100 |
| Health care | 113 | 116 | 100 |
| Housing | n/a | 197 | 100 |
| Transportation | 119 | 118 | 100 |
| Utilities | 115 | 119 | 100 |
| Lifestyle & Entertainment | 120 | 120 | 100 |
| Household Items | 113 | 111 | 100 |
| Education & Childcare | 123 | 127 | 100 |

| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $81,800 | $6,817 | $1,909 | $2,454 |
| Renters | $0 | $0 | $0 | $0 |
| State | General Sales Tax | With Max Surtax |
| California | 7.25% | 10.5% |
| State | Income Tax (Low) | Income Tax (High) |
| California | 1% | 13.3% |
| City | Population | Cost of Living Index | National Avg. |
| Lanare, CA | 249 | 116 | 15.6% |
| Monmouth, CA | 115 | 105 | 5.4% |
| Stratford, CA | 800 | 104 | 4.1% |
| Laton, CA | 2,025 | 105 | 5.3% |
| Raisin City, CA | 385 | 110 | 9.8% |
| Hardwick, CA | 160 | 116 | 15.6% |
| City | Population | Cost of Living Index | National Avg. |
| Verdi, CA | 160 | 159 | 58.6% |
| Moorland, IA | 160 | 78 | 22.3% |
| Randall, IA | 160 | 84 | 16.0% |
| Coxton, KY | 160 | 81 | 18.9% |
| Wheatcroft, KY | 160 | 75 | 24.6% |
| Hardwick, CA | 160 | 116 | 15.6% |