Cost Of Living in Hampden-Sydney, VA

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A+

1%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

14%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Hampden-Sydney	Virginia	National
Cost of living	99	111	100
Groceries	101	103	100
Health care	104	103	100
Housing	86	129	100
Transportation	102	105	100
Utilities	105	104	100
Lifestyle & Entertainment	107	103	100
Household Items	103	102	100
Education & Childcare	110	109	100

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Cost Of Living Quick Facts

The cost of living in Hampden-Sydney is 11% lower than the Virginia average
The cost of living in Hampden-Sydney is 1% lower than the national average
Hampden-Sydney housing is 14% lower than the national average
Virginia general sales tax is 4% higher than the national average
Virginia state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$188,426	$15,702	$4,396	$5,653
Renters	$0	$0	$0	$0

Virginia Sales Tax

State	General Sales Tax	With Max Surtax
Virginia	5.3%	6%

Virginia Income Tax

State	Income Tax (Low)	Income Tax (High)
Virginia	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Phenix, VA	387	89	11.5%
Keysville, VA	833	90	10.4%
Pamplin City, VA	55	91	8.6%
Charlotte Court House, VA	775	100	0.3%
Farmville, VA	8,368	102	1.6%
Hampden-Sydney, VA	1,736	99	1.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Cheswold, DE	1,736	97	3.4%
Bruceville-Eddy, TX	1,736	90	10.5%
Reinbeck, IA	1,737	87	12.6%
Barry, IL	1,735	82	18.1%
Hancock, MD	1,737	98	1.9%
Hampden-Sydney, VA	1,736	99	1.3%