Cost Of Living in Hamilton, VA

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F

27%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

81%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Hamilton	Virginia	National
Cost of living	127	111	100
Groceries	101	103	100
Health care	103	103	100
Housing	181	129	100
Transportation	104	105	100
Utilities	102	104	100
Lifestyle & Entertainment	106	103	100
Household Items	100	102	100
Education & Childcare	112	109	100

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Homes For Sale In Hamilton, VA

38547 Piggott Bottom Rd

Hamilton, VA

17219 Westfield Pl

Hamilton, VA

15 Hamilton Terrace Dr

Hamilton, VA

40325 Charles Town Pike

Hamilton, VA

Cost Of Living Quick Facts

The cost of living in Hamilton is 14% higher than the Virginia average
The cost of living in Hamilton is 27% higher than the national average
Hamilton housing is 81% higher than the national average
Virginia general sales tax is 4% higher than the national average
Virginia state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$164,351	$13,696	$3,835	$4,931
Renters	$126,443	$10,537	$2,950	$3,794

Virginia Sales Tax

State	General Sales Tax	With Max Surtax
Virginia	5.3%	6%

Virginia Income Tax

State	Income Tax (Low)	Income Tax (High)
Virginia	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Sandy Hook, MD	200	89	10.5%
Ranson, WV	5,367	106	5.8%
Shannondale, WV	3,469	107	6.9%
Bolivar, WV	1,317	108	7.7%
Brunswick, MD	6,559	111	11.5%
Hamilton, VA	734	127	26.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Tyronza, AR	734	86	14.2%
Mendocino, CA	734	147	47.3%
Onaga, KS	734	80	19.7%
Kerkhoven, MN	734	88	11.8%
Chestertown, NY	734	104	3.7%
Hamilton, VA	734	127	26.7%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Hamilton, VA

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Median Income & Debt-To-Income Ratio

Virginia Sales Tax

Virginia Income Tax

Nearby cities with low cost of living

Cities with similar population