Cost of Living in Hamilton, AL

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16%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
45%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Hamilton Alabama National
Cost of living8489100
Groceries9896100
Health care9395100
Housing5574100
Transportation9595100
Utilities9997100
Lifestyle & Entertainment9394100
Household Items9896100
Education & Childcare9693100
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Homes For Sale In Hamilton, AL

property for sale

130 Evergreen Rd

Hamilton, AL
property for sale

121 Brookhaven Ln

Hamilton, AL
property for sale

585 Ranch Rd

Hamilton, AL
property for sale

260 Bexar Ave W

Hamilton, AL
See the Newest Homes For Sale In Hamilton, AL

Cost Of Living Quick Facts

  • The cost of living in Hamilton is 6% lower than the Alabama average
  • The cost of living in Hamilton is 16% lower than the national average
  • Hamilton housing is 45% lower than the national average
  • Alabama general sales tax is 22% lower than the national average
  • Alabama state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Hamilton

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Compare Hamilton, AL Cost of Living

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      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$78,585$6,549$1,834$2,358
      Renters$24,402$2,034$569$732
      To approximate the cost of living and the housing affordability in Hamilton, AL, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Hamilton have a median income of $78,585. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,834 per month to avoid calamity and poverty. The renters in the city have an income of about $24,402, which would make their monthly maximum allowable rental costs $569.

      Alabama Sales Tax

      State General Sales Tax With Max Surtax
      Alabama 4% 13.5%

      Alabama Income Tax

      State Income Tax (Low) Income Tax (High)
      Alabama 2% 5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Beaverton, AL1697822.0%
      Detroit, AL2817821.8%
      Twin, AL4058020.0%
      Brilliant, AL1,2728020.3%
      Hodges, AL3668019.9%
      Hamilton, AL6,8538416.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Notre Dame, IN6,853909.5%
      Logan, OH6,8538614.1%
      Contra Costa Centre, CA6,85418584.9%
      Vandalia, IL6,8548515.3%
      Folcroft, PA6,856946.1%
      Hamilton, AL6,8538416.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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