Cost Of Living in Notre Dame, IN

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10%

Overall NAT. AVG.

5%

Groceries NAT. AVG.

19%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Notre Dame	Indiana	National
Cost of living	90	89	100
Groceries	95	97	100
Health care	99	97	100
Housing	81	72	100
Transportation	92	96	100
Utilities	98	96	100
Lifestyle & Entertainment	90	95	100
Household Items	96	98	100
Education & Childcare	94	94	100

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Cost Of Living Quick Facts

The cost of living in Notre Dame is 2% higher than the Indiana average
The cost of living in Notre Dame is 10% lower than the national average
Notre Dame housing is 19% lower than the national average
Indiana general sales tax is 37% higher than the national average
Indiana state income tax is 21% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$34,694	$2,891	$809	$1,041

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Notre Dame, IN, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Notre Dame, homeowners have a median income of $0. Using that number, a maximum of $0 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $34,694, which means there is a maximum of $809 to be spent on the costs of renting a home or apartment.

Indiana Sales Tax

State	General Sales Tax	With Max Surtax
Indiana	7%	7%

Indiana Income Tax

State	Income Tax (Low)	Income Tax (High)
Indiana	3.15%	3.15%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Cassopolis, MI	1,727	81	19.3%
Niles, MI	11,521	84	16.2%
Lakeville, IN	792	84	16.3%
South Bend, IN	104,796	84	15.8%
Galien, MI	466	85	15.3%
Notre Dame, IN	6,853	90	9.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Hamilton, AL	6,853	84	16.1%
Logan, OH	6,853	86	14.1%
Contra Costa Centre, CA	6,854	185	84.9%
Vandalia, IL	6,854	85	15.3%
Folcroft, PA	6,856	94	6.1%
Notre Dame, IN	6,853	90	9.5%