Cost of Living in Hackettstown, NJ

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F
22%
Overall NAT. AVG.
8%
Groceries NAT. AVG.
47%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Hackettstown New Jersey National
Cost of living122125100
Groceries108108100
Health care114112100
Housing147157100
Transportation115114100
Utilities111111100
Lifestyle & Entertainment114113100
Household Items105107100
Education & Childcare116120100
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Homes For Sale In Hackettstown, NJ

property for sale

57 Oriole Dr

Hackettstown, NJ
property for sale

2 Laurie Ter

Hackettstown, NJ
property for sale

1403 Moonlight Ct

Hackettstown, NJ
property for sale

9 Thomas Dr

Hackettstown, NJ

Cost Of Living Quick Facts

  • The cost of living in Hackettstown is 3% lower than the New Jersey average
  • The cost of living in Hackettstown is 22% higher than the national average
  • Hackettstown housing is 47% higher than the national average
  • New Jersey general sales tax is 30% higher than the national average
  • New Jersey state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Hackettstown

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Compare Hackettstown, NJ Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$169,530$14,128$3,955$5,086
      Renters$66,796$5,566$1,558$2,004
      To approximate the cost of living and the housing affordability in Hackettstown, NJ, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Hackettstown have a median income of $169,530. Therefore, the amount that a consumer should spend on housing costs should be no more than $3,955 per month to avoid calamity and poverty. The renters in the city have an income of about $66,796, which would make their monthly maximum allowable rental costs $1,558.

      New Jersey Sales Tax

      State General Sales Tax With Max Surtax
      New Jersey 6.625% 12.625%

      New Jersey Income Tax

      State Income Tax (Low) Income Tax (High)
      New Jersey 1.4% 10.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Port Colden, NJ86991.2%
      Broadway, NJ187991.2%
      Great Meadows, NJ272991.2%
      Port Murray, NJ223991.2%
      Buttzville, NJ59991.2%
      Hackettstown, NJ9,66512222.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Farnham, QC9,662n/a 
      Coral Hills, MD9,66113635.8%
      Fair Oaks, GA9,671973.3%
      Brownfield, TX9,6758515.4%
      Augusta, KS9,678909.9%
      Hackettstown, NJ9,66512222.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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